Antibody bacterium, not elsewhere specified at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$24.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$24.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.76 with Freedom Health vs $91.11 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $1.76 ↓ -93%
Optimum MGMCR $1.76 ↓ -93%
Simply MGMCR $3.77 ↓ -85%
Molina Healthcare MGMCR $4.66 ↓ -81%
Humana PPO $4.90 ↓ -80%
Humana HMO $4.90 ↓ -80%
Evolutions TieredNetwork $5.63 ↓ -77%
AvMed HMOFI $5.88 ↓ -76%
Sunshine State Health Plan QHP $6.25 ↓ -74%
AvMed ASOEO $6.86 ↓ -72%
Aetna ASA $7.35 ↓ -70%
Molina Healthcare HIX $7.84 ↓ -68%
United OptionsPPO $8.18 ↓ -67%
Florida Health Care Plan COMM $9.24 ↓ -62%
United GlobalBenefitPlan $11.03 ↓ -55%
Humana TRICARE $11.68 ↓ -52%
Plotkin Health COMM $12.25 ↓ -50%
AvMed HIXOON $12.25 ↓ -50%
Prime Health Sheriff COMM $12.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $12.25 ↓ -50%
Devoted Health MCR $12.88 ↓ -47%
Humana MGMCRHMO $12.88 ↓ -47%
United VACCN $12.88 ↓ -47%
United AllPayerAppendix $12.88 ↓ -47%
NDMS Definitive Care MGMCR $12.88 ↓ -47%
Wellmed MGMCR $12.88 ↓ -47%
United MCR $13.14 ↓ -46%
FL Health Care Plan MCR $13.14 ↓ -46%
BCBS MCRPPO $13.14 ↓ -46%
BCBS MCRHMO $13.14 ↓ -46%
Aetna MCR $13.20 ↓ -46%
Sunshine State MCR $13.52 ↓ -45%
WellCare MCR $13.52 ↓ -45%
AvMed MGMCR $13.65 ↓ -44%
American Health Plan MCR $13.65 ↓ -44%
Cigna Healthspring MCR $13.78 ↓ -44%
Align Senior Care MGMCR $13.78 ↓ -44%
Florida Complete Care MCR $13.78 ↓ -44%
Gold Kidney of Florida MCR $14.04 ↓ -43%
Seminole County Sheriffs Office MGMCR $14.17 ↓ -42%
Clear Spring Health MCR $14.17 ↓ -42%
Centurion GVT $14.17 ↓ -42%
CarePlus MGMCR $14.68 ↓ -40%
Ultimate Health Plan MCR $14.81 ↓ -40%
Longevity Health Plan MCR $15.46 ↓ -37%
Three Rivers Provider Network WorkersComp $18.38 ↓ -25%
Multiplan PRIMARYPPO $18.38 ↓ -25%
Oscar HIX $18.68 ↓ -24%
Solis Health Plan MCR $18.68 ↓ -24%
Multiplan Primary $19.11 ↓ -22%
Simply Healthcare HIX $20.09 ↓ -18%
PPO Next COMM $20.82 ↓ -15%
Multiplan Complementary $20.82 ↓ -15%
PPO Next PPO $20.82 ↓ -15%
Multiplan COMPLEMENTARYPPO $20.82 ↓ -15%
NovaNet COMM $22.05 ↓ -10%
Humana MGMCRPPO $51.52 ↑ +110%
CorVel Corporation WORKERSCOMP $86.55 ↑ +253%
Prime Health WC $88.38 ↑ +261%
Careworks (Rockport Community) WORKERSCOMP $91.11 ↑ +272%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Antibody bacterium, not elsewhere specified at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $198.81 $12.88 – $28.59
Adventhealth Port Charlotte Port Charlotte $85.70 $12.88 – $23.52
cleveland clinic florida weston hospital Weston $45.50 $4.75 – $19.00
martin north hospital Stuart $50.05 $5.50 – $18.98
indian river hospital Vero Beach $79.95 $5.23 – $98.40
Boca Raton Regional Hospital BOCA RATON $127.40 $12.88 – $51.59
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $19.06 $11.33 – $32.20
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $93.36 $12.88 – $48.44

All Florida hospitals for this procedure →