Above knee manual lock at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$532.03 with Humana vs $2,193.92 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $532.03
United VACCN $548.48
Humana MGMCRHMO $548.48
Wellmed MGMCR $548.48
NDMS Definitive Care MGMCR $548.48
Devoted Health MCR $548.48
BCBS MCRHMO $559.45
United MCR $559.45
BCBS MCRPPO $559.45
FL Health Care Plan MCR $559.45
Aetna MCR $562.19
WellCare MCR $575.90
Sunshine State MCR $575.90
American Health Plan MCR $581.39
AvMed MGMCR $581.39
Align Senior Care MGMCR $586.87
Cigna Healthspring MCR $586.87
Florida Complete Care MCR $586.87
Gold Kidney of Florida MCR $597.84
Clear Spring Health MCR $603.33
Seminole County Sheriffs Office MGMCR $603.33
Centurion GVT $603.33
CarePlus MGMCR $625.27
Ultimate Health Plan MCR $630.75
Longevity Health Plan MCR $658.18
Solis Health Plan MCR $795.30
Humana MGMCRPPO $2,193.92

Visitor-reported prices

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Above knee manual lock at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $438.78 – $658.18
cleveland clinic florida weston hospital Weston not published $829.16 – $829.16
martin north hospital Stuart not published $792.27 – $792.27
indian river hospital Vero Beach not published $993.48 – $993.48
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $532.03 – $795.30
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $521.06 – $795.30
HCA FLORIDA KENDALL HOSPITAL DORAL not published $532.03 – $1,151.81
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $532.03 – $932.42

All Florida hospitals for this procedure →