Abdominal MRI (with contrast) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$11,576.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,576.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $10,418.40 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27 ↓ -93%
Optimum MGMCR $833.47 ↓ -93%
Freedom Health MCR $833.47 ↓ -93%
Aetna QHP $1,580.00 ↓ -86%
Simply MGMCR $1,782.70 ↓ -85%
Aetna HMO $1,947.00 ↓ -83%
Aetna PPO $1,947.00 ↓ -83%
Molina Healthcare MGMCR $2,199.44 ↓ -81%
Sunshine State Health Plan QHP $2,951.88 ↓ -75%
AvMed HMOFI $3,110.00 ↓ -73%
CorVel Corporation WORKERSCOMP $3,414.46 ↓ -71%
AvMed ASOEO $3,418.00 ↓ -70%
Aetna ASA $3,472.80 ↓ -70%
Prime Health WC $3,486.34 ↓ -70%
Careworks (Rockport Community) WORKERSCOMP $3,594.17 ↓ -69%
Molina Healthcare HIX $3,704.32 ↓ -68%
United OptionsPPO $3,866.38 ↓ -67%
United GlobalBenefitPlan $5,209.20 ↓ -55%
AvMed HIXOON $5,788.00 ↓ -50%
Prime Health Sheriff COMM $5,788.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $5,788.00 ↓ -50%
Plotkin Health COMM $5,788.00 ↓ -50%
Three Rivers Provider Network WorkersComp $8,682.00 ↓ -25%
Multiplan PRIMARYPPO $8,682.00 ↓ -25%
Multiplan Primary $9,029.28 ↓ -22%
Multiplan Complementary $9,839.60 ↓ -15%
PPO Next PPO $9,839.60 ↓ -15%
PPO Next COMM $9,839.60 ↓ -15%
Multiplan COMPLEMENTARYPPO $9,839.60 ↓ -15%
NovaNet COMM $10,418.40 ↓ -10%

Visitor-reported prices

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Abdominal MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,689.73 $346.11 – $748.98
Adventhealth Lake Wales Lake Wales $8,161.52 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $4,568.54 $346.11 – $1,140.93
Adventhealth Tampa Tampa $6,371.24 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $4,872.85 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $3,169.82 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,496.65 $71.88 – $2,618.00
martin north hospital Stuart $2,002.00 $64.31 – $1,540.00

All Florida hospitals for this procedure →