Abdominal CT scan (with and without contrast) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$23,643.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$23,643.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.74 with United vs $21,278.70 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $401.74 ↓ -98%
Aetna QHP $1,186.00 ↓ -95%
Aetna HMO $1,460.00 ↓ -94%
Aetna PPO $1,460.00 ↓ -94%
AvMed HMOFI $1,695.00 ↓ -93%
Freedom Health MCR $1,702.30 ↓ -93%
Optimum MGMCR $1,702.30 ↓ -93%
AvMed ASOEO $1,863.00 ↓ -92%
Simply MGMCR $3,641.02 ↓ -85%
Molina Healthcare MGMCR $4,492.17 ↓ -81%
Sunshine State Health Plan QHP $6,028.97 ↓ -74%
Aetna ASA $7,092.90 ↓ -70%
Molina Healthcare HIX $7,565.76 ↓ -68%
CorVel Corporation WORKERSCOMP $7,849.27 ↓ -67%
United OptionsPPO $7,896.76 ↓ -67%
Prime Health WC $8,014.52 ↓ -66%
Careworks (Rockport Community) WORKERSCOMP $8,262.39 ↓ -65%
United GlobalBenefitPlan $10,639.35 ↓ -55%
AvMed HIXOON $11,821.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $11,821.50 ↓ -50%
Prime Health Sheriff COMM $11,821.50 ↓ -50%
Plotkin Health COMM $11,821.50 ↓ -50%
Multiplan PRIMARYPPO $17,732.25 ↓ -25%
Three Rivers Provider Network WorkersComp $17,732.25 ↓ -25%
Multiplan Primary $18,441.54 ↓ -22%
Multiplan COMPLEMENTARYPPO $20,096.55 ↓ -15%
Multiplan Complementary $20,096.55 ↓ -15%
PPO Next PPO $20,096.55 ↓ -15%
PPO Next COMM $20,096.55 ↓ -15%
NovaNet COMM $21,278.70 ↓ -10%

Visitor-reported prices

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Abdominal CT scan (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,469.69 $174.01 – $492.42
Adventhealth Lake Wales Lake Wales $12,580.49 $183.17 – $530.75
Adventhealth Palm Coast Parkway Palm Coast $6,259.05 $174.01 – $669.56
Adventhealth Tampa Tampa $8,380.54 $183.17 – $429.66
AdventHealth New Smyrna Beach New Smyrna Beach $4,584.28 $174.01 – $642.98
Adventhealth Port Charlotte Port Charlotte $10,534.71 $183.17 – $391.35
cleveland clinic florida weston hospital Weston $1,398.15 $58.24 – $1,304.75
martin north hospital Stuart $997.75 $52.11 – $767.50

All Florida hospitals for this procedure →