3d recon without postprocess indpndt at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$164.46 with Aetna vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $164.46
BCBS MCRPPO $169.23
BCBS MCRHMO $169.94
Optimum MGMCR $171.61
Freedom Health MCR $171.61
Simply MGMCR $367.06
Molina Healthcare MGMCR $452.87
Humana HMO $476.70
Humana PPO $476.70
CorVel Corporation WORKERSCOMP $479.88
Prime Health WC $489.99
Careworks (Rockport Community) WORKERSCOMP $505.14
Evolutions TieredNetwork $548.21
AvMed HMOFI $572.04
Sunshine State Health Plan QHP $607.79
AvMed ASOEO $667.38
Aetna ASA $715.05
Molina Healthcare HIX $762.72
United OptionsPPO $796.09
Florida Health Care Plan COMM $898.58
United GlobalBenefitPlan $1,072.58
Aetna QHP $1,186.00
Prime Health Sheriff WORKERSCOMP $1,191.75
Prime Health Sheriff COMM $1,191.75
AvMed HIXOON $1,191.75
Plotkin Health COMM $1,191.75
Aetna HMO $1,460.00
Aetna PPO $1,460.00
Three Rivers Provider Network WorkersComp $1,787.63
Multiplan PRIMARYPPO $1,787.63
Multiplan Primary $1,859.13
PPO Next PPO $2,025.97
Multiplan COMPLEMENTARYPPO $2,025.97
Multiplan Complementary $2,025.97
PPO Next COMM $2,025.97
NovaNet COMM $2,145.15
American Health Plan MCR $15,000.00

Visitor-reported prices

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3d recon without postprocess indpndt at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $483.53 not published
Adventhealth Tampa Tampa $686.09 not published
Adventhealth Port Charlotte Port Charlotte $830.55 not published
cleveland clinic florida weston hospital Weston $517.40 $8.38 – $601.80
martin north hospital Stuart $517.40 $7.50 – $354.00
indian river hospital Vero Beach $460.20 $7.43 – $566.40
Baptist Hospital MIAMI $185.90 $47.06 – $244.80
Bethesda Hospital East BOYNTON BEACH $176.80 $54.67 – $272.00

All Florida hospitals for this procedure →