3-d radiotherapy plan at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$8,039.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,039.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$578.86 with Optimum vs $7,235.77 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $578.86 ↓ -93%
Freedom Health MCR $578.86 ↓ -93%
Oscar HIX $1,286.36 ↓ -84%
Simply Healthcare HIX $1,342.64 ↓ -83%
Cigna PPO $1,398.92 ↓ -83%
Cigna ManagedCareHMO $1,398.92 ↓ -83%
Humana PPO $1,607.95 ↓ -80%
Humana HMO $1,607.95 ↓ -80%
CorVel Corporation WORKERSCOMP $1,685.83 ↓ -79%
Prime Health WC $1,721.32 ↓ -79%
Careworks (Rockport Community) WORKERSCOMP $1,774.56 ↓ -78%
Evolutions TieredNetwork $1,849.14 ↓ -77%
AvMed HMOFI $1,929.54 ↓ -76%
Sunshine State Health Plan QHP $2,050.14 ↓ -74%
AvMed ASOEO $2,251.13 ↓ -72%
Aetna ASA $2,411.93 ↓ -70%
Molina Healthcare HIX $2,572.72 ↓ -68%
United OptionsPPO $2,685.28 ↓ -67%
Florida Health Care Plan COMM $3,030.99 ↓ -62%
United GlobalBenefitPlan $3,617.89 ↓ -55%
AvMed HIXOON $4,019.88 ↓ -50%
Prime Health Sheriff COMM $4,019.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $4,019.88 ↓ -50%
Plotkin Health COMM $4,019.88 ↓ -50%
Molina Healthcare MGMCR $6,000.00 ↓ -25%
Multiplan PRIMARYPPO $6,029.81 ↓ -25%
Three Rivers Provider Network WorkersComp $6,029.81 ↓ -25%
Multiplan Primary $6,271.01 ↓ -22%
PPO Next COMM $6,833.79 ↓ -15%
Multiplan Complementary $6,833.79 ↓ -15%
Multiplan COMPLEMENTARYPPO $6,833.79 ↓ -15%
PPO Next PPO $6,833.79 ↓ -15%
NovaNet COMM $7,235.77 ↓ -10%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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3-d radiotherapy plan at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,347.06 $1,373.15 – $2,412.40
Adventhealth Palm Coast Parkway Palm Coast $6,565.40 not published
Adventhealth Tampa Tampa $11,229.12 $1,445.42 – $3,208.83
AdventHealth New Smyrna Beach New Smyrna Beach $8,244.55 $1,373.15 – $3,157.52
Adventhealth Port Charlotte Port Charlotte $5,619.54 not published
cleveland clinic florida weston hospital Weston $8,897.85 $191.22 – $10,030.85
martin north hospital Stuart $8,897.85 $171.09 – $5,900.50
indian river hospital Vero Beach $7,670.65 $168.74 – $9,440.80

All Florida hospitals for this procedure →