Covid-19 lab test non-cdc at Adventhealth Port Charlotte

2500 Harbor Blvd, Port Charlotte, FL · AdventHealth · · NPI 1760299093

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.31 with Alignment Health Plan vs $93.69 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alignment Health Plan Medicare Managed Care Plan $51.31
Freedom Health Medicare Managed Care - HMO $52.34
BCBS Medicare Managed Care - HMO $52.85
Aetna Medicare Managed Care - HMO/PPO $53.36
Simply Healthcare Medicare Managed Care - HMO $54.39
UnitedHealthCare Medicare Managed Care - HMO/PPO $54.85
Devoted Health Medicare Managed Care - HMO/PPO $54.90
Wellcare Medicare Managed Care - HMO/PPO $57.47
Oscar Individual EPO $93.69

Visitor-reported prices

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Covid-19 lab test non-cdc at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA BRANDON HOSPITAL TAMPA $51.31 $46.50 – $74.40
HCA FLORIDA KENDALL HOSPITAL DORAL $50.00 $50.80 – $107.75
HCA FLORIDA AVENTURA HOSPITAL HIALEAH $50.00 $50.80 – $74.40
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $51.31 $46.50 – $74.40
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $51.31 $46.50 – $79.02
HCA FLORIDA FORT WALTON-DESTIN HOSPITAL NAVARRE $62.20 $46.50 – $80.04
HCA FLORIDA HIGHLANDS HOSPITAL Sebring $50.00 $51.31 – $115.96
HCA FLORIDA ENGLEWOOD HOSPITAL ENGLEWOOD $51.31 $46.50 – $79.02

All Florida hospitals for this procedure →