X-ray spine single view at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$173.46 with Simply vs $1,013.71 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $173.46 | — |
| United | AllPayerAppendix | $182.03 | — |
| Molina Healthcare | MGMCR | $214.01 | — |
| AvMed | HMOFI | $270.32 | — |
| United | OptionsPPO | $273.70 | — |
| Sunshine State Health Plan | QHP | $287.22 | — |
| AvMed | ASOEO | $315.38 | — |
| CorVel Corporation | WORKERSCOMP | $332.77 | — |
| Aetna | ASA | $337.90 | — |
| Prime Health | WC | $339.77 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $350.28 | — |
| Molina Healthcare | HIX | $360.43 | — |
| Humana | HMO | $428.01 | — |
| Humana | PPO | $428.01 | — |
| United | GlobalBenefitPlan | $506.86 | — |
| Plotkin Health | COMM | $563.17 | — |
| AvMed | HIXOON | $563.17 | — |
| Prime Health Sheriff | COMM | $563.17 | — |
| Prime Health Sheriff | WORKERSCOMP | $563.17 | — |
| Multiplan | Primary | $878.55 | — |
| Multiplan | Complementary | $957.40 | — |
| PPO Next | PPO | $957.40 | — |
| PPO Next | COMM | $957.40 | — |
| NovaNet | COMM | $1,013.71 | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
X-ray spine single view at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $847.60 | $51.25 – $194.81 |
| Adventhealth Daytona Beach | Daytona Beach | $655.66 | $86.33 – $151.68 |
| Adventhealth Lake Wales | Lake Wales | $286.89 | $77.67 – $201.75 |
| Adventhealth Palm Coast Parkway | Palm Coast | $618.22 | $85.22 – $194.11 |
| Adventhealth Tampa | Tampa | $1,134.39 | $76.59 – $201.75 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $503.25 | $86.33 – $198.52 |
| Adventhealth Port Charlotte | Port Charlotte | $1,016.79 | $80.04 – $165.94 |
| cleveland clinic florida weston hospital | Weston | $535.60 | $6.39 – $646.00 |