X-ray nasal bones complete > 3 views at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.03 with United vs $1,941.16 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $182.03
Simply MGMCR $332.15
CorVel Corporation WORKERSCOMP $356.02
Prime Health WC $363.52
Careworks (Rockport Community) WORKERSCOMP $374.76
Molina Healthcare MGMCR $409.80
AvMed HMOFI $517.64
United OptionsPPO $524.11
Sunshine State Health Plan QHP $550.00
AvMed ASOEO $603.92
Aetna ASA $647.05
Molina Healthcare HIX $690.19
Humana PPO $819.60
Humana HMO $819.60
United GlobalBenefitPlan $970.58
Prime Health Sheriff COMM $1,078.42
Plotkin Health COMM $1,078.42
AvMed HIXOON $1,078.42
Prime Health Sheriff WORKERSCOMP $1,078.42
Multiplan Primary $1,682.34
Multiplan Complementary $1,833.32
PPO Next PPO $1,833.32
PPO Next COMM $1,833.32
NovaNet COMM $1,941.16
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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X-ray nasal bones complete > 3 views at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $599.20 $87.28 – $194.81
Adventhealth Daytona Beach Daytona Beach $796.43 $86.33 – $151.68
Adventhealth Lake Wales Lake Wales $849.49 $77.67 – $201.75
Adventhealth Palm Coast Parkway Palm Coast $682.97 $85.22 – $194.11
Adventhealth Tampa Tampa $1,341.54 $76.59 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $682.88 $86.33 – $198.52
Adventhealth Port Charlotte Port Charlotte $1,262.99 $80.04 – $165.94
cleveland clinic florida weston hospital Weston $538.20 $7.25 – $646.00

All Florida hospitals for this procedure →