Warde zinc at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$4.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.68 with Simply vs $19.77 with Careworks (Rockport Community) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $0.68 | ↓ -85% |
| Molina Healthcare | MGMCR | $0.84 | ↓ -81% |
| AvMed | HMOFI | $1.06 | ↓ -76% |
| United | OptionsPPO | $1.07 | ↓ -76% |
| Sunshine State Health Plan | QHP | $1.12 | ↓ -75% |
| AvMed | ASOEO | $1.23 | ↓ -72% |
| Aetna | ASA | $1.32 | ↓ -70% |
| Molina Healthcare | HIX | $1.41 | ↓ -68% |
| Humana | HMO | $1.67 | ↓ -62% |
| Humana | PPO | $1.67 | ↓ -62% |
| United | GlobalBenefitPlan | $1.98 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $2.20 | ↓ -50% |
| Prime Health Sheriff | COMM | $2.20 | ↓ -50% |
| AvMed | HIXOON | $2.20 | ↓ -50% |
| Plotkin Health | COMM | $2.20 | ↓ -50% |
| Multiplan | Primary | $3.43 | ↓ -22% |
| Multiplan | Complementary | $3.74 | ↓ -15% |
| PPO Next | PPO | $3.74 | ↓ -15% |
| PPO Next | COMM | $3.74 | ↓ -15% |
| NovaNet | COMM | $3.96 | ↓ -10% |
| Humana | TRICARE | $10.32 | ↑ +135% |
| TriWest Healthcare Alliance | FED | $11.16 | ↑ +154% |
| United | VACCN | $11.39 | ↑ +159% |
| United | AllPayerAppendix | $11.39 | ↑ +159% |
| NDMS Definitive Care | MGMCR | $11.39 | ↑ +159% |
| Veterans Evaluation Services | MCR | $11.39 | ↑ +159% |
| Hospice Big Bend | FED | $11.39 | ↑ +159% |
| Humana | MGMCRHMO | $11.39 | ↑ +159% |
| Wellmed | MGMCR | $11.39 | ↑ +159% |
| Humana | MGMCRPPO | $11.39 | ↑ +159% |
| BCBS | MCRHMO | $11.62 | ↑ +164% |
| BCBS | MCRPPO | $11.62 | ↑ +164% |
| United | MCR | $11.62 | ↑ +164% |
| Aetna | MCR | $11.67 | ↑ +165% |
| Sunshine State | MCR | $11.96 | ↑ +172% |
| WellCare | MCR | $11.96 | ↑ +172% |
| American Health Plan | MCR | $12.07 | ↑ +174% |
| Healthspring of Florida | MGMGR | $12.19 | ↑ +177% |
| Florida Complete Care | MCR | $12.19 | ↑ +177% |
| Align Senior Care | MGMCR | $12.19 | ↑ +177% |
| Gold Kidney of Florida | MCR | $12.42 | ↑ +182% |
| Clear Spring Health | MCR | $12.53 | ↑ +185% |
| Centurion | GVT | $12.53 | ↑ +185% |
| Ultimate Health Plan | MCR | $13.10 | ↑ +198% |
| Longevity Health Plan | MCR | $13.67 | ↑ +211% |
| Oscar | HIX | $15.38 | ↑ +250% |
| Simply Healthcare | HIX | $17.77 | ↑ +304% |
| CorVel Corporation | WORKERSCOMP | $18.78 | ↑ +327% |
| Prime Health | WC | $19.18 | ↑ +336% |
| Careworks (Rockport Community) | WORKERSCOMP | $19.77 | ↑ +349% |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Warde zinc at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $11.39 – $43.36 |
| Adventhealth Daytona Beach | Daytona Beach | $89.86 | $10.82 – $19.01 |
| Adventhealth Lake Wales | Lake Wales | $35.88 | $11.39 – $25.29 |
| Adventhealth Palm Coast Parkway | Palm Coast | $96.52 | $10.82 – $24.33 |
| Adventhealth Tampa | Tampa | $175.80 | $11.39 – $25.29 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $65.64 | $10.82 – $24.88 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $6.00 | $9.11 – $20.58 |
| Adventhealth Port Charlotte | Port Charlotte | $83.70 | $11.39 – $20.80 |