Warde cryoglobulin at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.51 with Simply vs $123.35 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $0.51 ↓ -85%
Molina Healthcare MGMCR $0.63 ↓ -81%
AvMed HMOFI $0.79 ↓ -76%
United OptionsPPO $0.80 ↓ -76%
Sunshine State Health Plan QHP $0.84 ↓ -75%
AvMed ASOEO $0.92 ↓ -72%
Aetna ASA $0.99 ↓ -70%
Molina Healthcare HIX $1.06 ↓ -68%
Humana HMO $1.25 ↓ -62%
Humana PPO $1.25 ↓ -62%
United GlobalBenefitPlan $1.49 ↓ -55%
Prime Health Sheriff WORKERSCOMP $1.65 ↓ -50%
Prime Health Sheriff COMM $1.65 ↓ -50%
AvMed HIXOON $1.65 ↓ -50%
Plotkin Health COMM $1.65 ↓ -50%
Multiplan Primary $2.57 ↓ -22%
Multiplan Complementary $2.81 ↓ -15%
PPO Next PPO $2.81 ↓ -15%
PPO Next COMM $2.81 ↓ -15%
NovaNet COMM $2.97 ↓ -10%
Humana TRICARE $5.87 ↑ +78%
TriWest Healthcare Alliance FED $6.34 ↑ +92%
United VACCN $6.47 ↑ +96%
United AllPayerAppendix $6.47 ↑ +96%
NDMS Definitive Care MGMCR $6.47 ↑ +96%
Veterans Evaluation Services MCR $6.47 ↑ +96%
Hospice Big Bend FED $6.47 ↑ +96%
Humana MGMCRHMO $6.47 ↑ +96%
Wellmed MGMCR $6.47 ↑ +96%
Humana MGMCRPPO $6.47 ↑ +96%
BCBS MCRHMO $6.60 ↑ +100%
BCBS MCRPPO $6.60 ↑ +100%
United MCR $6.60 ↑ +100%
Aetna MCR $6.63 ↑ +101%
Sunshine State MCR $6.79 ↑ +106%
WellCare MCR $6.79 ↑ +106%
American Health Plan MCR $6.86 ↑ +108%
Healthspring of Florida MGMGR $6.92 ↑ +110%
Florida Complete Care MCR $6.92 ↑ +110%
Align Senior Care MGMCR $6.92 ↑ +110%
Gold Kidney of Florida MCR $7.05 ↑ +114%
Clear Spring Health MCR $7.12 ↑ +116%
Centurion GVT $7.12 ↑ +116%
Ultimate Health Plan MCR $7.44 ↑ +125%
Longevity Health Plan MCR $7.76 ↑ +135%
Oscar HIX $8.73 ↑ +165%
Simply Healthcare HIX $10.09 ↑ +206%
CorVel Corporation WORKERSCOMP $117.18 ↑ +3451%
Prime Health WC $119.65 ↑ +3526%
Careworks (Rockport Community) WORKERSCOMP $123.35 ↑ +3638%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Warde cryoglobulin at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $109.92 $6.47 – $24.24
Adventhealth Daytona Beach Daytona Beach $13.03 $6.15 – $10.80
Adventhealth Lake Wales Lake Wales $20.38 $6.47 – $14.36
Adventhealth Palm Coast Parkway Palm Coast $14.36 $6.15 – $13.82
Adventhealth Tampa Tampa $32.09 $6.47 – $14.36
AdventHealth New Smyrna Beach New Smyrna Beach $71.55 $6.15 – $14.13
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $5.00 $5.18 – $128.43
Adventhealth Port Charlotte Port Charlotte $48.01 $6.47 – $11.81

All Florida hospitals for this procedure →