Warde apolipoprotein b at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.52 with Simply vs $59.32 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $1.52
Molina Healthcare MGMCR $1.88
AvMed HMOFI $2.38
United OptionsPPO $2.41
Sunshine State Health Plan QHP $2.52
AvMed ASOEO $2.77
Aetna ASA $2.97
Molina Healthcare HIX $3.17
Humana HMO $3.76
Humana PPO $3.76
United GlobalBenefitPlan $4.46
Prime Health Sheriff WORKERSCOMP $4.95
Prime Health Sheriff COMM $4.95
AvMed HIXOON $4.95
Plotkin Health COMM $4.95
Multiplan Primary $7.72
Multiplan Complementary $8.41
PPO Next PPO $8.41
PPO Next COMM $8.41
NovaNet COMM $8.91
Humana TRICARE $19.12
TriWest Healthcare Alliance FED $20.67
United VACCN $21.09
United AllPayerAppendix $21.09
NDMS Definitive Care MGMCR $21.09
Veterans Evaluation Services MCR $21.09
Hospice Big Bend FED $21.09
Humana MGMCRHMO $21.09
Wellmed MGMCR $21.09
Humana MGMCRPPO $21.09
BCBS MCRHMO $21.51
BCBS MCRPPO $21.51
United MCR $21.51
Aetna MCR $21.62
Sunshine State MCR $22.14
WellCare MCR $22.14
American Health Plan MCR $22.36
Healthspring of Florida MGMGR $22.57
Florida Complete Care MCR $22.57
Align Senior Care MGMCR $22.57
Gold Kidney of Florida MCR $22.99
Clear Spring Health MCR $23.20
Centurion GVT $23.20
Ultimate Health Plan MCR $24.25
Longevity Health Plan MCR $25.31
Oscar HIX $28.47
Simply Healthcare HIX $32.90
CorVel Corporation WORKERSCOMP $56.35
Prime Health WC $57.54
Careworks (Rockport Community) WORKERSCOMP $59.32
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Warde apolipoprotein b at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $21.09 – $79.00
Adventhealth Daytona Beach Daytona Beach $61.05 $20.04 – $35.20
Adventhealth Lake Wales Lake Wales $73.24 $21.09 – $46.82
Adventhealth Palm Coast Parkway Palm Coast $126.64 $20.04 – $45.05
Adventhealth Tampa Tampa $325.52 $21.09 – $46.82
AdventHealth New Smyrna Beach New Smyrna Beach $54.95 $20.04 – $46.07
Adventhealth Port Charlotte Port Charlotte $141.35 $21.09 – $38.51
cleveland clinic florida weston hospital Weston $43.55 $5.78 – $32.00

All Florida hospitals for this procedure →