Urine specimen collect mult at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$146.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with United vs $132.07 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $3.00 ↓ -98%
TriWest Healthcare Alliance FED $9.15 ↓ -94%
Veterans Evaluation Services MCR $9.34 ↓ -94%
Humana MGMCRHMO $9.34 ↓ -94%
Humana MGMCRPPO $9.34 ↓ -94%
NDMS Definitive Care MGMCR $9.34 ↓ -94%
Wellmed MGMCR $9.34 ↓ -94%
United VACCN $9.34 ↓ -94%
Hospice Big Bend FED $9.34 ↓ -94%
BCBS MCRHMO $9.53 ↓ -94%
United MCR $9.53 ↓ -94%
BCBS MCRPPO $9.53 ↓ -94%
Aetna MCR $9.57 ↓ -93%
WellCare MCR $9.81 ↓ -93%
Sunshine State MCR $9.81 ↓ -93%
American Health Plan MCR $9.90 ↓ -93%
Florida Complete Care MCR $9.99 ↓ -93%
Align Senior Care MGMCR $9.99 ↓ -93%
Healthspring of Florida MGMGR $9.99 ↓ -93%
Gold Kidney of Florida MCR $10.18 ↓ -93%
Clear Spring Health MCR $10.27 ↓ -93%
Centurion GVT $10.27 ↓ -93%
Ultimate Health Plan MCR $10.74 ↓ -93%
Longevity Health Plan MCR $11.21 ↓ -92%
Oscar HIX $12.61 ↓ -91%
Simply Healthcare HIX $14.57 ↓ -90%
Aetna QHP $22.31 ↓ -85%
Simply MGMCR $22.60 ↓ -85%
Molina Healthcare MGMCR $27.88 ↓ -81%
Aetna PPO $30.96 ↓ -79%
Aetna HMO $30.96 ↓ -79%
AvMed HMOFI $35.22 ↓ -76%
United OptionsPPO $35.66 ↓ -76%
Sunshine State Health Plan QHP $37.42 ↓ -75%
AvMed ASOEO $41.09 ↓ -72%
Aetna ASA $44.02 ↓ -70%
Molina Healthcare HIX $46.96 ↓ -68%
Humana PPO $55.77 ↓ -62%
Humana HMO $55.77 ↓ -62%
United GlobalBenefitPlan $66.04 ↓ -55%
Plotkin Health COMM $73.38 ↓ -50%
Prime Health Sheriff COMM $73.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $73.38 ↓ -50%
AvMed HIXOON $73.38 ↓ -50%
Multiplan Primary $114.47 ↓ -22%
PPO Next PPO $124.74 ↓ -15%
PPO Next COMM $124.74 ↓ -15%
Multiplan Complementary $124.74 ↓ -15%
NovaNet COMM $132.07 ↓ -10%

Visitor-reported prices

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Urine specimen collect mult at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $19.00 not published
Adventhealth Carrollwood Tampa $53.26 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $3.00 – $13.54
cleveland clinic florida weston hospital Weston not published $2.52 – $14.02
martin north hospital Stuart not published $2.65 – $13.39
indian river hospital Vero Beach not published $2.52 – $16.79
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $3.00 – $13.54
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $3.00 – $13.54

All Florida hospitals for this procedure →