St evaluate speech sound production comprehensive/expressive at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.79 with Oscar vs $413.91 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $59.79
Simply Healthcare HIX $76.80
Cigna NBN $80.02
Molina Healthcare MGMCR $87.38
AvMed HMOFI $110.38
United OptionsPPO $111.76
Sunshine State Health Plan QHP $117.27
AvMed ASOEO $128.77
Aetna ASA $137.97
Molina Healthcare HIX $147.17
Humana PPO $174.76
Humana HMO $174.76
Cigna ManagedCareHMO $190.86
Cigna PPO $190.86
CorVel Corporation WORKERSCOMP $204.25
United GlobalBenefitPlan $206.96
Prime Health WC $208.55
Humana TRICARE $212.68
Careworks (Rockport Community) WORKERSCOMP $215.00
TriWest Healthcare Alliance FED $217.87
NDMS Definitive Care MGMCR $222.32
Humana MGMCRHMO $222.32
Humana MGMCRPPO $222.32
United VACCN $222.32
Veterans Evaluation Services MCR $222.32
Wellmed MGMCR $222.32
Hospice Big Bend FED $222.32
United MCR $226.77
BCBS MCRHMO $226.77
BCBS MCRPPO $226.77
Aetna MCR $227.88
Prime Health Sheriff COMM $229.95
Prime Health Sheriff WORKERSCOMP $229.95
Plotkin Health COMM $229.95
AvMed HIXOON $229.95
Sunshine State MCR $233.44
WellCare MCR $233.44
American Health Plan MCR $235.66
Align Senior Care MGMCR $237.88
Florida Complete Care MCR $237.88
Healthspring of Florida MGMGR $237.88
Gold Kidney of Florida MCR $242.33
Clear Spring Health MCR $244.55
Centurion GVT $244.55
Ultimate Health Plan MCR $255.67
Longevity Health Plan MCR $266.78
Multiplan Primary $358.72
PPO Next COMM $390.92
PPO Next PPO $390.92
Multiplan Complementary $390.92
NovaNet COMM $413.91
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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St evaluate speech sound production comprehensive/expressive at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $315.20 $219.26 – $669.80
Adventhealth Daytona Beach Daytona Beach $348.64 $211.20 – $371.05
Adventhealth Lake Wales Lake Wales $1,236.51 $222.32 – $493.55
Adventhealth Palm Coast Parkway Palm Coast $364.61 not published
Adventhealth Tampa Tampa $769.30 $222.32 – $493.55
AdventHealth New Smyrna Beach New Smyrna Beach $515.43 $211.20 – $485.66
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,347.00 $177.86 – $266.78
Adventhealth Port Charlotte Port Charlotte $840.76 not published

All Florida hospitals for this procedure →