Split blood or products at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$145.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$145.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.68 with BCBS vs $149.16 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | BSL | $16.68 | ↓ -88% |
| BCBS | MBN | $16.68 | ↓ -88% |
| BCBS | SBN | $16.68 | ↓ -88% |
| Oscar | HIX | $18.85 | ↓ -87% |
| BCBS | PPO | $21.17 | ↓ -85% |
| BCBS | HMO | $21.17 | ↓ -85% |
| BCBS | NWB | $21.17 | ↓ -85% |
| Simply | MGMCR | $22.33 | ↓ -85% |
| Simply Healthcare | HIX | $24.21 | ↓ -83% |
| Cigna | NBN | $25.23 | ↓ -83% |
| Molina Healthcare | MGMCR | $27.55 | ↓ -81% |
| AvMed | HMOFI | $34.80 | ↓ -76% |
| United | OptionsPPO | $35.23 | ↓ -76% |
| BCBS | PHS | $36.69 | ↓ -75% |
| Sunshine State Health Plan | QHP | $36.98 | ↓ -74% |
| AvMed | ASOEO | $40.60 | ↓ -72% |
| Aetna | ASA | $43.50 | ↓ -70% |
| Molina Healthcare | HIX | $46.40 | ↓ -68% |
| Humana | HMO | $55.10 | ↓ -62% |
| Humana | PPO | $55.10 | ↓ -62% |
| Cigna | ManagedCareHMO | $60.17 | ↓ -59% |
| Cigna | PPO | $60.17 | ↓ -59% |
| United | GlobalBenefitPlan | $65.25 | ↓ -55% |
| Plotkin Health | COMM | $72.50 | ↓ -50% |
| AvMed | HIXOON | $72.50 | ↓ -50% |
| Prime Health Sheriff | COMM | $72.50 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $72.50 | ↓ -50% |
| CorVel Corporation | WORKERSCOMP | $74.24 | ↓ -49% |
| Prime Health | WC | $75.81 | ↓ -48% |
| Careworks (Rockport Community) | WORKERSCOMP | $78.15 | ↓ -46% |
| Evolutions | COMM | $79.75 | ↓ -45% |
| Multiplan | Primary | $113.10 | ↓ -22% |
| PPO Next | COMM | $123.25 | ↓ -15% |
| Multiplan | Complementary | $123.25 | ↓ -15% |
| PPO Next | PPO | $123.25 | ↓ -15% |
| NovaNet | COMM | $130.50 | ↓ -10% |
| United | AllPayerAppendix | $149.16 | ↑ +3% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Split blood or products at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $63.20 | $94.32 – $318.22 |
| Adventhealth Daytona Beach | Daytona Beach | $454.59 | $169.02 – $296.94 |
| Adventhealth Port Charlotte | Port Charlotte | $996.14 | $177.91 – $324.87 |
| cleveland clinic florida weston hospital | Weston | $122.85 | $48.95 – $195.71 |
| martin north hospital | Stuart | $122.85 | $53.49 – $195.71 |
| indian river hospital | Vero Beach | $122.85 | $44.23 – $195.71 |
| Baptist Hospital | MIAMI | $94.90 | $25.26 – $199.26 |
| Bethesda Hospital East | BOYNTON BEACH | $94.90 | $29.35 – $185.03 |