Shoulder MRI (with contrast) at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,256.00 with Aetna vs $9,925.74 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | QHP | $1,256.00 | — |
| United | AllPayerAppendix | $1,609.16 | — |
| Simply | MGMCR | $1,698.40 | — |
| Aetna | PPO | $1,885.00 | — |
| Aetna | HMO | $1,885.00 | — |
| Molina Healthcare | MGMCR | $2,095.43 | — |
| United | OptionsPPO | $2,679.95 | — |
| Sunshine State Health Plan | QHP | $2,812.29 | — |
| CorVel Corporation | WORKERSCOMP | $2,912.56 | — |
| Prime Health | WC | $2,973.87 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $3,065.85 | — |
| AvMed | HMOFI | $3,110.00 | — |
| Aetna | ASA | $3,308.58 | — |
| AvMed | ASOEO | $3,418.00 | — |
| Molina Healthcare | HIX | $3,529.15 | — |
| United | GlobalBenefitPlan | $4,962.87 | — |
| Prime Health Sheriff | WORKERSCOMP | $5,514.30 | — |
| Plotkin Health | COMM | $5,514.30 | — |
| AvMed | HIXOON | $5,514.30 | — |
| Prime Health Sheriff | COMM | $5,514.30 | — |
| Multiplan | Primary | $8,602.31 | — |
| PPO Next | COMM | $9,374.31 | — |
| Multiplan | Complementary | $9,374.31 | — |
| PPO Next | PPO | $9,374.31 | — |
| NovaNet | COMM | $9,925.74 | — |
Visitor-reported prices
Comments
Shoulder MRI (with contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $730.40 | $793.05 – $1,716.48 |
| Adventhealth Daytona Beach | Daytona Beach | $5,889.59 | $701.93 – $1,366.30 |
| Adventhealth Palm Coast Parkway | Palm Coast | $5,472.88 | $633.75 – $1,748.52 |
| Adventhealth Tampa | Tampa | $5,896.42 | $569.57 – $1,817.36 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $2,678.05 | $777.70 – $1,788.30 |
| Adventhealth Port Charlotte | Port Charlotte | $6,030.23 | $595.24 – $1,494.82 |
| cleveland clinic florida weston hospital | Weston | $4,850.30 | $67.61 – $5,791.90 |
| martin north hospital | Stuart | $4,429.10 | $60.50 – $3,407.00 |