Screening Mammogram at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.87 with Humana vs $689.89 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $81.87
TriWest Healthcare Alliance FED $85.61
Wellmed MGMCR $87.36
Veterans Evaluation Services MCR $87.36
Humana MGMCRHMO $87.36
Humana MGMCRPPO $87.36
Hospice Big Bend FED $87.36
NDMS Definitive Care MGMCR $87.36
United VACCN $87.36
United MCR $89.11
BCBS MCRPPO $89.11
BCBS MCRHMO $89.11
Aetna MCR $89.54
WellCare MCR $91.73
Sunshine State MCR $91.73
American Health Plan MCR $92.60
Florida Complete Care MCR $93.48
Align Senior Care MGMCR $93.48
Healthspring of Florida MGMGR $93.48
Gold Kidney of Florida MCR $95.22
Clear Spring Health MCR $96.10
Centurion GVT $96.10
Ultimate Health Plan MCR $100.46
Longevity Health Plan MCR $104.83
Simply MGMCR $118.05
Molina Healthcare MGMCR $145.64
AvMed HMOFI $183.97
United OptionsPPO $186.27
Sunshine State Health Plan QHP $195.47
AvMed ASOEO $214.63
United AllPayerAppendix $217.46
Aetna ASA $229.97
Molina Healthcare HIX $245.30
Humana PPO $291.29
Humana HMO $291.29
United GlobalBenefitPlan $344.95
AvMed HIXOON $383.27
Prime Health Sheriff WORKERSCOMP $383.27
Prime Health Sheriff COMM $383.27
Plotkin Health COMM $383.27
Multiplan Primary $597.91
PPO Next PPO $651.57
Multiplan Complementary $651.57
PPO Next COMM $651.57
NovaNet COMM $689.89
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Screening Mammogram at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $359.60 $84.39 – $360.00
Adventhealth Daytona Beach Daytona Beach $496.13 $82.99 – $168.30
Adventhealth Lake Wales Lake Wales $1,448.74 $87.36 – $213.19
Adventhealth Palm Coast Parkway Palm Coast $452.08 $82.99 – $253.80
Adventhealth Tampa Tampa $525.15 $87.36 – $193.94
AdventHealth New Smyrna Beach New Smyrna Beach $435.29 $82.99 – $190.84
Adventhealth Port Charlotte Port Charlotte $933.81 $87.36 – $159.52
cleveland clinic florida weston hospital Weston $692.25 $27.88 – $646.85

All Florida hospitals for this procedure →