Reptilase test at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$113.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$113.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.92 with Humana vs $102.11 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.92 ↓ -92%
TriWest Healthcare Alliance FED $9.65 ↓ -91%
United AllPayerAppendix $9.85 ↓ -91%
Humana MGMCRHMO $9.85 ↓ -91%
Humana MGMCRPPO $9.85 ↓ -91%
United VACCN $9.85 ↓ -91%
NDMS Definitive Care MGMCR $9.85 ↓ -91%
Wellmed MGMCR $9.85 ↓ -91%
Veterans Evaluation Services MCR $9.85 ↓ -91%
Hospice Big Bend FED $9.85 ↓ -91%
BCBS MCRPPO $10.05 ↓ -91%
United MCR $10.05 ↓ -91%
BCBS MCRHMO $10.05 ↓ -91%
Aetna MCR $10.10 ↓ -91%
WellCare MCR $10.34 ↓ -91%
Sunshine State MCR $10.34 ↓ -91%
American Health Plan MCR $10.44 ↓ -91%
Florida Complete Care MCR $10.54 ↓ -91%
Align Senior Care MGMCR $10.54 ↓ -91%
Healthspring of Florida MGMGR $10.54 ↓ -91%
Gold Kidney of Florida MCR $10.74 ↓ -91%
Centurion GVT $10.84 ↓ -90%
Clear Spring Health MCR $10.84 ↓ -90%
Ultimate Health Plan MCR $11.33 ↓ -90%
Longevity Health Plan MCR $11.82 ↓ -90%
Oscar HIX $13.30 ↓ -88%
Simply Healthcare HIX $15.37 ↓ -86%
Simply MGMCR $17.47 ↓ -85%
Molina Healthcare MGMCR $21.56 ↓ -81%
AvMed HMOFI $27.23 ↓ -76%
United OptionsPPO $27.57 ↓ -76%
Sunshine State Health Plan QHP $28.93 ↓ -74%
AvMed ASOEO $31.77 ↓ -72%
Aetna ASA $34.03 ↓ -70%
Molina Healthcare HIX $36.30 ↓ -68%
Humana HMO $43.11 ↓ -62%
Humana PPO $43.11 ↓ -62%
United GlobalBenefitPlan $51.05 ↓ -55%
Prime Health Sheriff COMM $56.73 ↓ -50%
AvMed HIXOON $56.73 ↓ -50%
Prime Health Sheriff WORKERSCOMP $56.73 ↓ -50%
Plotkin Health COMM $56.73 ↓ -50%
Multiplan Primary $88.49 ↓ -22%
CorVel Corporation WORKERSCOMP $91.24 ↓ -20%
Prime Health WC $93.16 ↓ -18%
Careworks (Rockport Community) WORKERSCOMP $96.04 ↓ -15%
PPO Next PPO $96.43 ↓ -15%
Multiplan Complementary $96.43 ↓ -15%
PPO Next COMM $96.43 ↓ -15%
NovaNet COMM $102.11 ↓ -10%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Reptilase test at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $7.98 $9.85 – $36.96
Adventhealth Daytona Beach Daytona Beach $42.78 $9.36 – $16.44
Adventhealth Lake Wales Lake Wales $35.19 $9.85 – $21.87
Adventhealth Palm Coast Parkway Palm Coast $102.67 $9.36 – $21.04
Adventhealth Tampa Tampa $152.04 $9.85 – $21.87
AdventHealth New Smyrna Beach New Smyrna Beach $77.83 $9.36 – $21.52
Adventhealth Port Charlotte Port Charlotte $34.48 $9.85 – $17.99
cleveland clinic florida weston hospital Weston $59.15 $2.81 – $46.75

All Florida hospitals for this procedure →