Rem interrog evl pm/ids at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$203.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$203.60

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.65 with CorVel Corporation vs $10,204.00 with Sunshine State Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $25.65 ↓ -87%
Prime Health WC $26.19 ↓ -87%
Oscar HIX $26.47 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $27.00 ↓ -87%
Simply MGMCR $31.35 ↓ -85%
Simply Healthcare HIX $34.00 ↓ -83%
Cigna NBN $35.43 ↓ -83%
Molina Healthcare MGMCR $38.68 ↓ -81%
AvMed HMOFI $48.86 ↓ -76%
United OptionsPPO $49.47 ↓ -76%
AvMed ASOEO $57.01 ↓ -72%
Aetna ASA $61.08 ↓ -70%
Molina Healthcare HIX $65.15 ↓ -68%
Cigna ManagedCareHMO $84.49 ↓ -59%
Cigna PPO $84.49 ↓ -59%
United GlobalBenefitPlan $91.62 ↓ -55%
Prime Health Sheriff COMM $101.80 ↓ -50%
AvMed HIXOON $101.80 ↓ -50%
Plotkin Health COMM $101.80 ↓ -50%
Prime Health Sheriff WORKERSCOMP $101.80 ↓ -50%
Multiplan Primary $158.81 ↓ -22%
PPO Next COMM $173.06 ↓ -15%
Multiplan Complementary $173.06 ↓ -15%
PPO Next PPO $173.06 ↓ -15%
NovaNet COMM $183.24 ↓ -10%
Sunshine State Health Plan QHP $10,204.00 ↑ +4912%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Rem interrog evl pm/ids at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $37.43 – $1,678.00
AdventHealth New Smyrna Beach New Smyrna Beach $113.20 not published
cleveland clinic florida weston hospital Weston $174.20 $15.32 – $227.80
martin north hospital Stuart $174.20 $15.32 – $134.00
indian river hospital Vero Beach $174.20 $15.32 – $214.40
Baptist Hospital MIAMI $674.05 $22.77 – $933.30
Bethesda Hospital East BOYNTON BEACH $674.05 $22.77 – $933.30
Boca Raton Regional Hospital BOCA RATON $598.00 $38.27 – $600.76

All Florida hospitals for this procedure →