Prostate biopsy, any mthd at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,031.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,031.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$134.10 with Oscar vs $928.39 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $134.10 ↓ -87%
Simply MGMCR $158.86 ↓ -85%
Simply Healthcare HIX $172.27 ↓ -83%
Molina Healthcare MGMCR $195.99 ↓ -81%
AvMed HMOFI $247.57 ↓ -76%
United OptionsPPO $250.67 ↓ -76%
Sunshine State Health Plan QHP $263.05 ↓ -74%
AvMed ASOEO $288.83 ↓ -72%
United AllPayerAppendix $291.26 ↓ -72%
Aetna ASA $309.46 ↓ -70%
Molina Healthcare HIX $330.10 ↓ -68%
Humana PPO $391.99 ↓ -62%
Humana HMO $391.99 ↓ -62%
United GlobalBenefitPlan $464.20 ↓ -55%
Prime Health Sheriff WORKERSCOMP $515.77 ↓ -50%
Prime Health Sheriff COMM $515.77 ↓ -50%
AvMed HIXOON $515.77 ↓ -50%
Plotkin Health COMM $515.77 ↓ -50%
Multiplan Primary $804.61 ↓ -22%
PPO Next COMM $876.82 ↓ -15%
Multiplan Complementary $876.82 ↓ -15%
PPO Next PPO $876.82 ↓ -15%
NovaNet COMM $928.39 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Prostate biopsy, any mthd at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $341.20 $283.41 – $711.20
Adventhealth Daytona Beach Daytona Beach $716.64 $355.60 – $624.74
Adventhealth Lake Wales Lake Wales $915.98 $374.32 – $830.99
Adventhealth Palm Coast Parkway Palm Coast $788.31 $355.60 – $799.51
Adventhealth Tampa Tampa $3,289.10 $374.32 – $830.99
AdventHealth New Smyrna Beach New Smyrna Beach $489.31 $355.60 – $817.70
Adventhealth Port Charlotte Port Charlotte $1,296.65 $374.32 – $683.50
cleveland clinic florida weston hospital Weston $936.00 $94.71 – $1,440.00

All Florida hospitals for this procedure →