Physical Therapy Re-Evaluation at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

$238.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$238.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.94 with Oscar vs $214.20 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $30.94 ↓ -87%
Simply Healthcare HIX $39.75 ↓ -83%
Cigna NBN $41.41 ↓ -83%
Molina Healthcare MGMCR $45.22 ↓ -81%
TriWest Healthcare Alliance FED $57.00 ↓ -76%
United OptionsPPO $57.83 ↓ -76%
Wellmed MGMCR $58.16 ↓ -76%
Veterans Evaluation Services MCR $58.16 ↓ -76%
United VACCN $58.16 ↓ -76%
Hospice Big Bend FED $58.16 ↓ -76%
Humana MGMCRHMO $58.16 ↓ -76%
Humana MGMCRPPO $58.16 ↓ -76%
NDMS Definitive Care MGMCR $58.16 ↓ -76%
United MCR $59.32 ↓ -75%
BCBS MCRHMO $59.32 ↓ -75%
BCBS MCRPPO $59.32 ↓ -75%
AvMed HMOFI $59.50 ↓ -75%
Sunshine State Health Plan QHP $60.69 ↓ -75%
Sunshine State MCR $61.07 ↓ -74%
WellCare MCR $61.07 ↓ -74%
American Health Plan MCR $61.65 ↓ -74%
Aetna MCR $61.65 ↓ -74%
CorVel Corporation WORKERSCOMP $61.75 ↓ -74%
Healthspring of Florida MGMGR $62.23 ↓ -74%
Align Senior Care MGMCR $62.23 ↓ -74%
Florida Complete Care MCR $62.23 ↓ -74%
Prime Health WC $63.05 ↓ -74%
Gold Kidney of Florida MCR $63.39 ↓ -73%
Clear Spring Health MCR $63.97 ↓ -73%
Centurion GVT $63.97 ↓ -73%
Humana TRICARE $64.11 ↓ -73%
Careworks (Rockport Community) WORKERSCOMP $65.00 ↓ -73%
Ultimate Health Plan MCR $66.88 ↓ -72%
Longevity Health Plan MCR $69.79 ↓ -71%
AvMed ASOEO $71.40 ↓ -70%
Aetna ASA $71.40 ↓ -70%
Molina Healthcare HIX $76.16 ↓ -68%
Cigna ManagedCareHMO $98.77 ↓ -59%
Cigna PPO $98.77 ↓ -59%
United GlobalBenefitPlan $107.10 ↓ -55%
Prime Health Sheriff COMM $119.00 ↓ -50%
Plotkin Health COMM $119.00 ↓ -50%
AvMed HIXOON $119.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $119.00 ↓ -50%
Multiplan Primary $185.64 ↓ -22%
Multiplan Complementary $202.30 ↓ -15%
PPO Next PPO $202.30 ↓ -15%
PPO Next COMM $202.30 ↓ -15%
NovaNet COMM $214.20 ↓ -10%

Visitor-reported prices

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Physical Therapy Re-Evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $91.20 $65.75 – $193.80
Adventhealth Daytona Beach Daytona Beach $300.25 $62.79 – $110.30
Adventhealth Lake Wales Lake Wales $326.78 $66.09 – $146.72
Adventhealth Palm Coast Parkway Palm Coast $303.28 not published
Adventhealth Tampa Tampa $288.10 $66.09 – $146.72
AdventHealth New Smyrna Beach New Smyrna Beach $235.00 $62.79 – $144.37
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $572.00 $46.53 – $69.79
Adventhealth Port Charlotte Port Charlotte $270.82 not published

All Florida hospitals for this procedure →