Pet CT skull-mid thgh initial at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,887.44 with CorVel Corporation vs $21,090.56 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $1,887.44
Prime Health WC $1,927.18
Careworks (Rockport Community) WORKERSCOMP $1,986.78
United AllPayerAppendix $3,330.77
Simply MGMCR $3,608.83
Aetna QHP $4,087.00
Molina Healthcare MGMCR $4,452.45
AvMed HMOFI $4,735.00
AvMed ASOEO $5,200.00
United OptionsPPO $5,694.45
Sunshine State Health Plan QHP $5,975.66
Aetna HMO $6,135.00
Aetna PPO $6,135.00
Aetna ASA $7,030.19
Molina Healthcare HIX $7,498.86
United GlobalBenefitPlan $10,545.28
Prime Health Sheriff WORKERSCOMP $11,716.98
Plotkin Health COMM $11,716.98
AvMed HIXOON $11,716.98
Prime Health Sheriff COMM $11,716.98
Multiplan Primary $18,278.48
PPO Next COMM $19,918.86
Multiplan Complementary $19,918.86
PPO Next PPO $19,918.86
NovaNet COMM $21,090.56

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pet CT skull-mid thgh initial at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $1,687.60 $3,353.85 – $4,674.00
Adventhealth Daytona Beach Daytona Beach $10,857.95 $1,418.60 – $2,492.26
Adventhealth Palm Coast Parkway Palm Coast $11,184.15 $1,418.60 – $3,443.05
Adventhealth Tampa Tampa $24,121.72 $1,493.26 – $3,315.05
Adventhealth Port Charlotte Port Charlotte $5,921.00 $1,493.26 – $2,726.70
cleveland clinic florida weston hospital Weston $8,811.40 $103.40 – $10,693.00
martin north hospital Stuart $8,420.75 $92.52 – $6,290.00
indian river hospital Vero Beach $8,420.75 $89.56 – $10,064.00

All Florida hospitals for this procedure →