Oth resp proc, indiv at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$358.15

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$358.15

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.50 with CorVel Corporation vs $322.33 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $9.50 ↓ -97%
Prime Health WC $9.70 ↓ -97%
Careworks (Rockport Community) WORKERSCOMP $10.00 ↓ -97%
BCBS MBN $41.19 ↓ -88%
BCBS SBN $41.19 ↓ -88%
BCBS BSL $41.19 ↓ -88%
Oscar HIX $46.56 ↓ -87%
BCBS PPO $52.29 ↓ -85%
BCBS HMO $52.29 ↓ -85%
BCBS NWB $52.29 ↓ -85%
Aetna QHP $54.44 ↓ -85%
Simply MGMCR $55.16 ↓ -85%
Simply Healthcare HIX $59.81 ↓ -83%
Cigna NBN $62.32 ↓ -83%
Molina Healthcare MGMCR $68.05 ↓ -81%
Aetna HMO $75.57 ↓ -79%
Aetna PPO $75.57 ↓ -79%
AvMed HMOFI $85.96 ↓ -76%
United OptionsPPO $87.03 ↓ -76%
BCBS PHS $90.61 ↓ -75%
Sunshine State Health Plan QHP $91.33 ↓ -74%
AvMed ASOEO $100.28 ↓ -72%
Aetna ASA $107.44 ↓ -70%
Molina Healthcare HIX $114.61 ↓ -68%
Humana HMO $136.10 ↓ -62%
Humana PPO $136.10 ↓ -62%
Cigna PPO $148.63 ↓ -59%
Cigna ManagedCareHMO $148.63 ↓ -59%
United GlobalBenefitPlan $161.17 ↓ -55%
Prime Health Sheriff WORKERSCOMP $179.07 ↓ -50%
Plotkin Health COMM $179.07 ↓ -50%
AvMed HIXOON $179.07 ↓ -50%
Prime Health Sheriff COMM $179.07 ↓ -50%
Multiplan Primary $279.36 ↓ -22%
PPO Next COMM $304.43 ↓ -15%
Multiplan Complementary $304.43 ↓ -15%
PPO Next PPO $304.43 ↓ -15%
NovaNet COMM $322.33 ↓ -10%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Oth resp proc, indiv at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $140.37 not published
Adventhealth Palm Coast Parkway Palm Coast $187.81 not published
Adventhealth Tampa Tampa $332.56 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $375.00 $9.50 – $9.70
Adventhealth Port Charlotte Port Charlotte $247.20 $30.20 – $55.15
cleveland clinic florida weston hospital Weston $77.35 $9.33 – $119.00
martin north hospital Stuart $79.95 $8.35 – $119.00
indian river hospital Vero Beach $79.95 $9.99 – $119.00

All Florida hospitals for this procedure →