Ot training self care/home management direct contact each 15 minutes at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.44 with TriWest Healthcare Alliance vs $240.03 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
TriWest Healthcare Alliance FED $27.44
NDMS Definitive Care MGMCR $28.00
Humana MGMCRHMO $28.00
Humana MGMCRPPO $28.00
United VACCN $28.00
Veterans Evaluation Services MCR $28.00
Wellmed MGMCR $28.00
Hospice Big Bend FED $28.00
BCBS MCRHMO $28.56
United MCR $28.56
BCBS MCRPPO $28.56
Aetna MCR $28.70
Sunshine State MCR $29.40
WellCare MCR $29.40
American Health Plan MCR $29.68
Florida Complete Care MCR $29.96
Align Senior Care MGMCR $29.96
Healthspring of Florida MGMGR $29.96
Humana TRICARE $30.21
Gold Kidney of Florida MCR $30.52
Clear Spring Health MCR $30.80
Centurion GVT $30.80
Ultimate Health Plan MCR $32.20
Longevity Health Plan MCR $33.60
Oscar HIX $34.67
CorVel Corporation WORKERSCOMP $36.10
Prime Health WC $36.86
Careworks (Rockport Community) WORKERSCOMP $38.00
Simply Healthcare HIX $44.54
Cigna NBN $46.41
Molina Healthcare MGMCR $50.67
AvMed HMOFI $64.01
United OptionsPPO $64.81
Sunshine State Health Plan QHP $68.01
AvMed ASOEO $74.68
Aetna ASA $80.01
Molina Healthcare HIX $85.34
Humana PPO $101.35
Humana HMO $101.35
Cigna ManagedCareHMO $110.68
Cigna PPO $110.68
United GlobalBenefitPlan $120.02
Plotkin Health COMM $133.35
AvMed HIXOON $133.35
Prime Health Sheriff COMM $133.35
Prime Health Sheriff WORKERSCOMP $133.35
Multiplan Primary $208.03
PPO Next COMM $226.69
PPO Next PPO $226.69
Multiplan Complementary $226.69
NovaNet COMM $240.03
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ot training self care/home management direct contact each 15 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $52.00 $31.15 – $110.50
Adventhealth Daytona Beach Daytona Beach $154.62 $30.23 – $53.11
Adventhealth Lake Wales Lake Wales $223.58 $31.82 – $70.64
Adventhealth Palm Coast Parkway Palm Coast $184.45 not published
Adventhealth Tampa Tampa $167.01 $31.82 – $70.64
AdventHealth New Smyrna Beach New Smyrna Beach $199.82 $30.23 – $69.51
Adventhealth Port Charlotte Port Charlotte $312.67 not published
cleveland clinic florida weston hospital Weston $222.95 $17.96 – $291.55

All Florida hospitals for this procedure →