Ot therapeutic procedure >=1 area therapeutic exercise each 15 minutes at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.68 with Oscar vs $46.22 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $6.68
Simply Healthcare HIX $8.58
Cigna NBN $8.93
Molina Healthcare MGMCR $9.76
AvMed HMOFI $12.32
United OptionsPPO $12.48
Sunshine State Health Plan QHP $13.09
AvMed ASOEO $14.38
Aetna ASA $15.40
Molina Healthcare HIX $16.43
Humana HMO $19.51
Humana PPO $19.51
Cigna PPO $21.31
Cigna ManagedCareHMO $21.31
United GlobalBenefitPlan $23.11
TriWest Healthcare Alliance FED $24.68
NDMS Definitive Care MGMCR $25.19
Humana MGMCRHMO $25.19
Humana MGMCRPPO $25.19
United VACCN $25.19
Veterans Evaluation Services MCR $25.19
Wellmed MGMCR $25.19
Hospice Big Bend FED $25.19
AvMed HIXOON $25.68
Plotkin Health COMM $25.68
Prime Health Sheriff WORKERSCOMP $25.68
Prime Health Sheriff COMM $25.68
BCBS MCRPPO $25.69
United MCR $25.69
BCBS MCRHMO $25.69
Aetna MCR $25.82
Sunshine State MCR $26.45
WellCare MCR $26.45
American Health Plan MCR $26.70
Florida Complete Care MCR $26.95
Healthspring of Florida MGMGR $26.95
Align Senior Care MGMCR $26.95
Humana TRICARE $27.27
Gold Kidney of Florida MCR $27.45
Clear Spring Health MCR $27.70
Centurion GVT $27.70
Ultimate Health Plan MCR $28.96
Longevity Health Plan MCR $30.22
CorVel Corporation WORKERSCOMP $32.30
Prime Health WC $32.98
Careworks (Rockport Community) WORKERSCOMP $34.00
Multiplan Primary $40.05
PPO Next PPO $43.65
Multiplan Complementary $43.65
PPO Next COMM $43.65
NovaNet COMM $46.22
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ot therapeutic procedure >=1 area therapeutic exercise each 15 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $69.20 $28.10 – $147.05
Adventhealth Daytona Beach Daytona Beach $141.26 $28.03 – $49.25
Adventhealth Lake Wales Lake Wales $230.56 $29.51 – $65.51
Adventhealth Palm Coast Parkway Palm Coast $144.70 not published
Adventhealth Tampa Tampa $219.58 $29.51 – $65.51
AdventHealth New Smyrna Beach New Smyrna Beach $159.00 $28.03 – $64.46
Adventhealth Port Charlotte Port Charlotte $328.67 not published
cleveland clinic florida weston hospital Weston $209.95 $17.96 – $274.55

All Florida hospitals for this procedure →