Osmolality blood at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$647.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$647.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.99 with Humana vs $582.30 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $5.99 | ↓ -99% |
| TriWest Healthcare Alliance | FED | $6.48 | ↓ -99% |
| Wellmed | MGMCR | $6.61 | ↓ -99% |
| Hospice Big Bend | FED | $6.61 | ↓ -99% |
| Humana | MGMCRHMO | $6.61 | ↓ -99% |
| Humana | MGMCRPPO | $6.61 | ↓ -99% |
| Veterans Evaluation Services | MCR | $6.61 | ↓ -99% |
| NDMS Definitive Care | MGMCR | $6.61 | ↓ -99% |
| United | VACCN | $6.61 | ↓ -99% |
| United | AllPayerAppendix | $6.61 | ↓ -99% |
| BCBS | MCRPPO | $6.74 | ↓ -99% |
| BCBS | MCRHMO | $6.74 | ↓ -99% |
| United | MCR | $6.74 | ↓ -99% |
| Aetna | MCR | $6.78 | ↓ -99% |
| WellCare | MCR | $6.94 | ↓ -99% |
| Sunshine State | MCR | $6.94 | ↓ -99% |
| American Health Plan | MCR | $7.01 | ↓ -99% |
| Align Senior Care | MGMCR | $7.07 | ↓ -99% |
| Healthspring of Florida | MGMGR | $7.07 | ↓ -99% |
| Florida Complete Care | MCR | $7.07 | ↓ -99% |
| Gold Kidney of Florida | MCR | $7.20 | ↓ -99% |
| Clear Spring Health | MCR | $7.27 | ↓ -99% |
| Centurion | GVT | $7.27 | ↓ -99% |
| Ultimate Health Plan | MCR | $7.60 | ↓ -99% |
| Longevity Health Plan | MCR | $7.93 | ↓ -99% |
| Oscar | HIX | $8.92 | ↓ -99% |
| Simply Healthcare | HIX | $10.31 | ↓ -98% |
| Simply | MGMCR | $99.64 | ↓ -85% |
| CorVel Corporation | WORKERSCOMP | $102.87 | ↓ -84% |
| Prime Health | WC | $105.03 | ↓ -84% |
| Careworks (Rockport Community) | WORKERSCOMP | $108.28 | ↓ -83% |
| Molina Healthcare | MGMCR | $122.93 | ↓ -81% |
| AvMed | HMOFI | $155.28 | ↓ -76% |
| United | OptionsPPO | $157.22 | ↓ -76% |
| Sunshine State Health Plan | QHP | $164.99 | ↓ -74% |
| AvMed | ASOEO | $181.16 | ↓ -72% |
| Aetna | ASA | $194.10 | ↓ -70% |
| Molina Healthcare | HIX | $207.04 | ↓ -68% |
| Humana | PPO | $245.86 | ↓ -62% |
| Humana | HMO | $245.86 | ↓ -62% |
| United | GlobalBenefitPlan | $291.15 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $323.50 | ↓ -50% |
| Plotkin Health | COMM | $323.50 | ↓ -50% |
| AvMed | HIXOON | $323.50 | ↓ -50% |
| Prime Health Sheriff | COMM | $323.50 | ↓ -50% |
| Multiplan | Primary | $504.66 | ↓ -22% |
| Multiplan | Complementary | $549.95 | ↓ -15% |
| PPO Next | PPO | $549.95 | ↓ -15% |
| PPO Next | COMM | $549.95 | ↓ -15% |
| NovaNet | COMM | $582.30 | ↓ -10% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Osmolality blood at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $51.82 | $6.61 – $25.52 |
| Adventhealth Daytona Beach | Daytona Beach | $182.49 | $6.28 – $11.03 |
| Adventhealth Lake Wales | Lake Wales | $142.19 | $6.61 – $14.67 |
| Adventhealth Palm Coast Parkway | Palm Coast | $193.15 | $6.28 – $14.12 |
| Adventhealth Tampa | Tampa | $198.31 | $6.61 – $14.67 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $121.88 | $6.28 – $14.44 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $253.00 | $5.29 – $112.74 |
| Adventhealth Port Charlotte | Port Charlotte | $49.24 | $6.61 – $12.07 |