Obstetrics panel at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$1,062.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,062.45
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.85 with TriWest Healthcare Alliance vs $956.21 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| TriWest Healthcare Alliance | FED | $46.85 | ↓ -96% |
| Hospice Big Bend | FED | $47.81 | ↓ -96% |
| United | AllPayerAppendix | $47.81 | ↓ -96% |
| United | VACCN | $47.81 | ↓ -96% |
| Humana | MGMCRHMO | $47.81 | ↓ -96% |
| Humana | MGMCRPPO | $47.81 | ↓ -96% |
| NDMS Definitive Care | MGMCR | $47.81 | ↓ -96% |
| Wellmed | MGMCR | $47.81 | ↓ -96% |
| Veterans Evaluation Services | MCR | $47.81 | ↓ -96% |
| BCBS | MCRPPO | $48.77 | ↓ -95% |
| United | MCR | $48.77 | ↓ -95% |
| BCBS | MCRHMO | $48.77 | ↓ -95% |
| Aetna | MCR | $49.01 | ↓ -95% |
| Sunshine State | MCR | $50.20 | ↓ -95% |
| WellCare | MCR | $50.20 | ↓ -95% |
| American Health Plan | MCR | $50.68 | ↓ -95% |
| Healthspring of Florida | MGMGR | $51.16 | ↓ -95% |
| Align Senior Care | MGMCR | $51.16 | ↓ -95% |
| Florida Complete Care | MCR | $51.16 | ↓ -95% |
| Gold Kidney of Florida | MCR | $52.11 | ↓ -95% |
| Clear Spring Health | MCR | $52.59 | ↓ -95% |
| Centurion | GVT | $52.59 | ↓ -95% |
| Ultimate Health Plan | MCR | $54.98 | ↓ -95% |
| Longevity Health Plan | MCR | $57.37 | ↓ -95% |
| Oscar | HIX | $64.54 | ↓ -94% |
| Humana | TRICARE | $66.69 | ↓ -94% |
| Simply Healthcare | HIX | $74.58 | ↓ -93% |
| Simply | MGMCR | $163.62 | ↓ -85% |
| Molina Healthcare | MGMCR | $201.87 | ↓ -81% |
| CorVel Corporation | WORKERSCOMP | $220.95 | ↓ -79% |
| Prime Health | WC | $225.60 | ↓ -79% |
| Careworks (Rockport Community) | WORKERSCOMP | $232.58 | ↓ -78% |
| AvMed | HMOFI | $254.99 | ↓ -76% |
| United | OptionsPPO | $258.18 | ↓ -76% |
| Sunshine State Health Plan | QHP | $270.92 | ↓ -75% |
| AvMed | ASOEO | $297.49 | ↓ -72% |
| Aetna | ASA | $318.74 | ↓ -70% |
| Molina Healthcare | HIX | $339.98 | ↓ -68% |
| Humana | HMO | $403.73 | ↓ -62% |
| Humana | PPO | $403.73 | ↓ -62% |
| United | GlobalBenefitPlan | $478.10 | ↓ -55% |
| AvMed | HIXOON | $531.23 | ↓ -50% |
| Plotkin Health | COMM | $531.23 | ↓ -50% |
| Prime Health Sheriff | COMM | $531.23 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $531.23 | ↓ -50% |
| Multiplan | Primary | $828.71 | ↓ -22% |
| PPO Next | COMM | $903.08 | ↓ -15% |
| PPO Next | PPO | $903.08 | ↓ -15% |
| Multiplan | Complementary | $903.08 | ↓ -15% |
| NovaNet | COMM | $956.21 | ↓ -10% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Obstetrics panel at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $47.81 – $179.68 |
| Adventhealth Daytona Beach | Daytona Beach | $640.49 | $45.42 – $79.79 |
| Adventhealth Tampa | Tampa | $737.95 | $47.81 – $106.14 |
| Adventhealth Port Charlotte | Port Charlotte | $319.43 | $47.81 – $87.30 |
| cleveland clinic florida weston hospital | Weston | $263.90 | $4.31 – $345.10 |
| martin north hospital | Stuart | $263.90 | $4.54 – $304.50 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $41.80 | $47.81 – $179.68 |
| Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) | Joe | $35.11 | $47.81 – $179.68 |