Noninv pace analysis at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$1,413.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,413.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$140.60 with CorVel Corporation vs $1,271.92 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $140.60 | ↓ -90% |
| Prime Health | WC | $143.56 | ↓ -90% |
| Careworks (Rockport Community) | WORKERSCOMP | $148.00 | ↓ -90% |
| Cigna | NBN | $245.91 | ↓ -83% |
| Molina Healthcare | MGMCR | $268.52 | ↓ -81% |
| AvMed | HMOFI | $339.18 | ↓ -76% |
| United | OptionsPPO | $343.42 | ↓ -76% |
| AvMed | ASOEO | $395.71 | ↓ -72% |
| Aetna | ASA | $423.98 | ↓ -70% |
| Molina Healthcare | HIX | $452.24 | ↓ -68% |
| Cigna | PPO | $586.50 | ↓ -58% |
| Cigna | ManagedCareHMO | $586.50 | ↓ -58% |
| United | GlobalBenefitPlan | $635.96 | ↓ -55% |
| AvMed | HIXOON | $706.63 | ↓ -50% |
| Prime Health Sheriff | COMM | $706.63 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $706.63 | ↓ -50% |
| Plotkin Health | COMM | $706.63 | ↓ -50% |
| Evolutions | COMM | $777.29 | ↓ -45% |
| Multiplan | Primary | $1,102.34 | ↓ -22% |
| Multiplan | Complementary | $1,201.26 | ↓ -15% |
| PPO Next | PPO | $1,201.26 | ↓ -15% |
| PPO Next | COMM | $1,201.26 | ↓ -15% |
| NovaNet | COMM | $1,271.92 | ↓ -10% |
Visitor-reported prices
Comments
Noninv pace analysis at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $301.04 – $556.92 |
| cleveland clinic florida weston hospital | Weston | $2,796.30 | $31.45 – $2,147.00 |
| martin north hospital | Stuart | $1,400.75 | $86.90 – $2,147.00 |
| indian river hospital | Vero Beach | $1,395.55 | $82.56 – $2,147.00 |
| Baptist Hospital | MIAMI | $1,252.55 | $87.33 – $1,734.30 |
| Bethesda Hospital East | BOYNTON BEACH | $1,252.55 | $87.33 – $1,734.30 |
| Boca Raton Regional Hospital | BOCA RATON | $1,188.85 | $314.98 – $1,194.34 |
| Doctors Hospital | CORAL GABLES | $1,252.55 | $84.66 – $1,734.30 |