New Patient Office Visit (level 5) at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$1,861.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,861.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$109.80 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $109.80 | ↓ -94% |
| BCBS | MCRHMO | $110.18 | ↓ -94% |
| Aetna | MCR | $128.42 | ↓ -93% |
| CorVel Corporation | WORKERSCOMP | $181.45 | ↓ -90% |
| Prime Health | WC | $185.27 | ↓ -90% |
| Careworks (Rockport Community) | WORKERSCOMP | $191.00 | ↓ -90% |
| BCBS | BSL | $214.03 | ↓ -88% |
| BCBS | MBN | $214.03 | ↓ -88% |
| BCBS | SBN | $214.03 | ↓ -88% |
| BCBS | HMO | $271.72 | ↓ -85% |
| BCBS | PPO | $271.72 | ↓ -85% |
| BCBS | NWB | $271.72 | ↓ -85% |
| Aetna | QHP | $282.89 | ↓ -85% |
| Simply | MGMCR | $286.61 | ↓ -85% |
| Cigna | NBN | $323.83 | ↓ -83% |
| Molina Healthcare | MGMCR | $353.61 | ↓ -81% |
| Aetna | PPO | $392.69 | ↓ -79% |
| Aetna | HMO | $392.69 | ↓ -79% |
| United | OptionsPPO | $452.25 | ↓ -76% |
| BCBS | PHS | $470.86 | ↓ -75% |
| Sunshine State Health Plan | QHP | $474.58 | ↓ -75% |
| Aetna | ASA | $558.33 | ↓ -70% |
| Molina Healthcare | HIX | $595.55 | ↓ -68% |
| Humana | HMO | $707.22 | ↓ -62% |
| Humana | PPO | $707.22 | ↓ -62% |
| Cigna | PPO | $772.36 | ↓ -58% |
| Cigna | ManagedCareHMO | $772.36 | ↓ -58% |
| United | GlobalBenefitPlan | $837.50 | ↓ -55% |
| Prime Health Sheriff | COMM | $930.55 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $930.55 | ↓ -50% |
| Plotkin Health | COMM | $930.55 | ↓ -50% |
| AvMed | HIXOON | $930.55 | ↓ -50% |
| Evolutions | COMM | $1,023.61 | ↓ -45% |
| Multiplan | Primary | $1,451.66 | ↓ -22% |
| Multiplan | Complementary | $1,581.93 | ↓ -15% |
| PPO Next | PPO | $1,581.93 | ↓ -15% |
| PPO Next | COMM | $1,581.93 | ↓ -15% |
| NovaNet | COMM | $1,674.99 | ↓ -10% |
| American Health Plan | MCR | $15,000.00 | ↑ +706% |
Visitor-reported prices
Comments
New Patient Office Visit (level 5) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $698.11 | not published |
| Adventhealth Lake Wales | Lake Wales | $1,222.87 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $964.30 | not published |
| Adventhealth Tampa | Tampa | $1,167.14 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $701.49 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $1,169.43 | not published |
| cleveland clinic florida weston hospital | Weston | $910.00 | $49.39 – $700.00 |
| martin north hospital | Stuart | $910.00 | $61.15 – $256.95 |