MRI fetal sngl/1st gestation at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$1,518.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,518.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$233.86 with Simply vs $1,885.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $233.86 | ↓ -85% |
| Molina Healthcare | MGMCR | $288.52 | ↓ -81% |
| AvMed | HMOFI | $364.45 | ↓ -76% |
| United | OptionsPPO | $369.01 | ↓ -76% |
| Sunshine State Health Plan | QHP | $387.23 | ↓ -75% |
| AvMed | ASOEO | $425.19 | ↓ -72% |
| Aetna | ASA | $455.56 | ↓ -70% |
| Molina Healthcare | HIX | $485.94 | ↓ -68% |
| United | AllPayerAppendix | $517.79 | ↓ -66% |
| United | GlobalBenefitPlan | $683.35 | ↓ -55% |
| Prime Health Sheriff | COMM | $759.27 | ↓ -50% |
| Plotkin Health | COMM | $759.27 | ↓ -50% |
| AvMed | HIXOON | $759.27 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $759.27 | ↓ -50% |
| Multiplan | Primary | $1,184.47 | ↓ -22% |
| Aetna | QHP | $1,256.00 | ↓ -17% |
| Multiplan | Complementary | $1,290.77 | ↓ -15% |
| PPO Next | COMM | $1,290.77 | ↓ -15% |
| PPO Next | PPO | $1,290.77 | ↓ -15% |
| NovaNet | COMM | $1,366.69 | ↓ -10% |
| Aetna | PPO | $1,885.00 | ↑ +24% |
| Aetna | HMO | $1,885.00 | ↑ +24% |
Visitor-reported prices
Comments
MRI fetal sngl/1st gestation at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $242.63 – $727.22 |
| cleveland clinic florida weston hospital | Weston | $2,135.25 | $141.71 – $1,200.00 |
| martin north hospital | Stuart | $1,355.25 | $144.71 – $1,200.00 |
| indian river hospital | Vero Beach | $780.00 | $141.71 – $1,200.00 |
| Baptist Hospital | MIAMI | $3,249.35 | $151.97 – $4,499.10 |
| Bethesda Hospital East | BOYNTON BEACH | $3,249.35 | $151.97 – $4,499.10 |
| Doctors Hospital | CORAL GABLES | $3,249.35 | $147.32 – $4,499.10 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $3,249.35 | $147.32 – $4,499.10 |