MRI compatible system at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$28,499.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28,499.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,357.89 with Humana vs $25,649.10 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $1,357.89 ↓ -95%
TriWest Healthcare Alliance FED $1,371.89 ↓ -95%
Humana MGMCRPPO $1,399.89 ↓ -95%
Wellmed MGMCR $1,399.89 ↓ -95%
Humana MGMCRHMO $1,399.89 ↓ -95%
Hospice Big Bend FED $1,399.89 ↓ -95%
Veterans Evaluation Services MCR $1,399.89 ↓ -95%
United VACCN $1,399.89 ↓ -95%
NDMS Definitive Care MGMCR $1,399.89 ↓ -95%
BCBS MCRPPO $1,427.89 ↓ -95%
United MCR $1,427.89 ↓ -95%
BCBS MCRHMO $1,427.89 ↓ -95%
Aetna MCR $1,434.89 ↓ -95%
WellCare MCR $1,469.88 ↓ -95%
Sunshine State MCR $1,469.88 ↓ -95%
American Health Plan MCR $1,483.88 ↓ -95%
Align Senior Care MGMCR $1,497.88 ↓ -95%
Healthspring of Florida MGMGR $1,497.88 ↓ -95%
Florida Complete Care MCR $1,497.88 ↓ -95%
Gold Kidney of Florida MCR $1,525.88 ↓ -95%
Centurion GVT $1,539.88 ↓ -95%
Clear Spring Health MCR $1,539.88 ↓ -95%
Ultimate Health Plan MCR $1,609.87 ↓ -94%
Longevity Health Plan MCR $1,679.87 ↓ -94%
Aetna QHP $4,331.85 ↓ -85%
Aetna HMO $6,013.29 ↓ -79%
Aetna PPO $6,013.29 ↓ -79%
United OptionsPPO $6,925.26 ↓ -76%
Aetna ASA $8,549.70 ↓ -70%
Molina Healthcare HIX $9,119.68 ↓ -68%
United GlobalBenefitPlan $12,824.55 ↓ -55%
Plotkin Health COMM $14,249.50 ↓ -50%
AvMed HIXOON $14,249.50 ↓ -50%
Prime Health Sheriff COMM $14,249.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $14,249.50 ↓ -50%
Evolutions COMM $15,674.45 ↓ -45%
Multiplan Primary $22,229.22 ↓ -22%
PPO Next PPO $24,224.15 ↓ -15%
PPO Next COMM $24,224.15 ↓ -15%
Multiplan Complementary $24,224.15 ↓ -15%
NovaNet COMM $25,649.10 ↓ -10%

Visitor-reported prices

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MRI compatible system at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA BLAKE HOSPITAL BRADENTON $3,740.85 $1,357.89 – $1,595.87
HCA FLORIDA LARGO HOSPITAL LARGO $3,586.71 $1,357.89 – $2,029.84
HCA FLORIDA SARASOTA DOCTORS HOSPITAL VENICE $3,416.02 $1,357.89 – $1,539.88
HCA FLORIDA SOUTH SHORE HOSPITAL PARRISH $4,012.35 $1,357.89 – $2,029.84
HCA FLORIDA TRINITY HOSPITAL TRINITY $3,749.87 $1,357.89 – $2,029.84
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $1,119.91 – $1,679.87
cleveland clinic florida weston hospital Weston not published $2,116.32 – $2,116.32
martin north hospital Stuart not published $2,022.16 – $2,022.16

All Florida hospitals for this procedure →