MRA spinal canal at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$7,526.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,526.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$444.08 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $444.08 ↓ -94%
BCBS MCRHMO $445.58 ↓ -94%
Aetna MCR $519.34 ↓ -93%
United AllPayerAppendix $693.25 ↓ -91%
Simply MGMCR $1,159.11 ↓ -85%
Aetna QHP $1,256.00 ↓ -83%
Molina Healthcare MGMCR $1,430.07 ↓ -81%
United OptionsPPO $1,828.99 ↓ -76%
Aetna HMO $1,885.00 ↓ -75%
Aetna PPO $1,885.00 ↓ -75%
Sunshine State Health Plan QHP $1,919.31 ↓ -74%
CorVel Corporation WORKERSCOMP $1,944.24 ↓ -74%
Prime Health WC $1,985.17 ↓ -74%
Careworks (Rockport Community) WORKERSCOMP $2,046.57 ↓ -73%
Aetna ASA $2,258.01 ↓ -70%
Molina Healthcare HIX $2,408.54 ↓ -68%
AvMed HMOFI $3,110.00 ↓ -59%
United GlobalBenefitPlan $3,387.01 ↓ -55%
AvMed ASOEO $3,418.00 ↓ -55%
AvMed HIXOON $3,763.35 ↓ -50%
Prime Health Sheriff WORKERSCOMP $3,763.35 ↓ -50%
Prime Health Sheriff COMM $3,763.35 ↓ -50%
Plotkin Health COMM $3,763.35 ↓ -50%
Multiplan Primary $5,870.83 ↓ -22%
Multiplan Complementary $6,397.69 ↓ -15%
PPO Next PPO $6,397.69 ↓ -15%
PPO Next COMM $6,397.69 ↓ -15%
NovaNet COMM $6,774.03 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +99%

Visitor-reported prices

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MRA spinal canal at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $1,112.40 $598.97 – $977.29
Adventhealth Tampa Tampa $3,471.61 $552.02 – $552.02
cleveland clinic florida weston hospital Weston $2,960.75 $73.15 – $3,259.75
martin north hospital Stuart $2,960.75 $65.45 – $1,917.50
indian river hospital Vero Beach $2,960.75 $68.03 – $3,068.00
Baptist Hospital MIAMI $4,802.20 $173.17 – $3,042.00
Bethesda Hospital East BOYNTON BEACH $4,394.65 $323.89 – $3,042.00
Doctors Hospital CORAL GABLES $4,394.65 $313.98 – $3,042.00

All Florida hospitals for this procedure →