Lumbar diskogram s&i at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$4,475.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,475.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$689.28 with Simply vs $4,028.27 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $689.28 ↓ -85%
Molina Healthcare MGMCR $850.41 ↓ -81%
AvMed HMOFI $1,074.20 ↓ -76%
United OptionsPPO $1,087.63 ↓ -76%
Sunshine State Health Plan QHP $1,141.34 ↓ -75%
AvMed ASOEO $1,253.24 ↓ -72%
Aetna ASA $1,342.76 ↓ -70%
Molina Healthcare HIX $1,432.27 ↓ -68%
Humana HMO $1,700.82 ↓ -62%
Humana PPO $1,700.82 ↓ -62%
United GlobalBenefitPlan $2,014.13 ↓ -55%
Plotkin Health COMM $2,237.93 ↓ -50%
AvMed HIXOON $2,237.93 ↓ -50%
Prime Health Sheriff COMM $2,237.93 ↓ -50%
Prime Health Sheriff WORKERSCOMP $2,237.93 ↓ -50%
CorVel Corporation WORKERSCOMP $3,448.38 ↓ -23%
Multiplan Primary $3,491.16 ↓ -22%
Prime Health WC $3,520.97 ↓ -21%
Careworks (Rockport Community) WORKERSCOMP $3,629.87 ↓ -19%
Multiplan Complementary $3,804.47 ↓ -15%
PPO Next COMM $3,804.47 ↓ -15%
PPO Next PPO $3,804.47 ↓ -15%
United AllPayerAppendix $3,947.38 ↓ -12%
NovaNet COMM $4,028.27 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lumbar diskogram s&i at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $4,384.00 $204.47 – $4,139.17
Adventhealth Tampa Tampa $6,598.98 $2,039.19 – $4,527.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $9,880.00 $3,701.44 – $3,947.38
Adventhealth Port Charlotte Port Charlotte $7,811.03 $2,039.19 – $3,853.47
cleveland clinic florida weston hospital Weston $11,163.75 $36.10 – $14,316.55
martin north hospital Stuart $11,163.75 $32.30 – $8,421.50
indian river hospital Vero Beach $215.80 $32.94 – $2,243.11
Baptist Hospital MIAMI $3,412.50 $173.17 – $4,184.10

All Florida hospitals for this procedure →