Lidocaine (pf) 4 mg/ml (0.4 %) in 5 % dextrose intravenous solution at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$61.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$61.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$0.01 with Humana vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $0.01 ↓ -100%
United AllPayerAppendix $0.02 ↓ -100%
BCBS MCRPPO $3.65 ↓ -94%
BCBS MCRHMO $3.66 ↓ -94%
Aetna MCR $4.27 ↓ -93%
BCBS MBN $7.11 ↓ -89%
BCBS SBN $7.11 ↓ -89%
BCBS BSL $7.11 ↓ -89%
BCBS PPO $9.03 ↓ -85%
BCBS HMO $9.03 ↓ -85%
BCBS NWB $9.03 ↓ -85%
Simply MGMCR $9.52 ↓ -85%
United OptionsPPO $15.03 ↓ -76%
BCBS PHS $15.65 ↓ -75%
Aetna ASA $18.55 ↓ -70%
Molina Healthcare HIX $19.79 ↓ -68%
United GlobalBenefitPlan $27.83 ↓ -55%
Prime Health Sheriff WORKERSCOMP $30.93 ↓ -50%
Plotkin Health COMM $30.93 ↓ -50%
AvMed HIXOON $30.93 ↓ -50%
Prime Health Sheriff COMM $30.93 ↓ -50%
Evolutions COMM $34.02 ↓ -45%
Multiplan Primary $48.24 ↓ -22%
Multiplan Complementary $52.57 ↓ -15%
PPO Next COMM $52.57 ↓ -15%
PPO Next PPO $52.57 ↓ -15%
NovaNet COMM $55.66 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +24152%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Lidocaine (pf) 4 mg/ml (0.4 %) in 5 % dextrose intravenous solution at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $0.01 – $0.02
Adventhealth Port Charlotte Port Charlotte $376.75 not published
Baptist Hospital MIAMI $67.60 $17.99 – $93.60
Bethesda Hospital East BOYNTON BEACH $67.60 $29.33 – $104.00
Doctors Hospital CORAL GABLES $67.60 $18.20 – $93.60
Baptist Health Hospital Doral SOUTH MIAMI $67.60 $18.10 – $93.60
Fishermens Community Hospital MARATHON $67.60 $17.37 – $93.60
Homestead Hospital HOMESTEAD $67.60 $17.68 – $93.60

All Florida hospitals for this procedure →