Lev 1 hosp type b ed visit at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$1,333.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,333.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$189.64 with CorVel Corporation vs $10,991.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $189.64 | ↓ -86% |
| Prime Health | WC | $193.63 | ↓ -85% |
| Careworks (Rockport Community) | WORKERSCOMP | $199.62 | ↓ -85% |
| United | OptionsPPO | $324.08 | ↓ -76% |
| Aetna | ASA | $400.10 | ↓ -70% |
| United | GlobalBenefitPlan | $600.14 | ↓ -55% |
| Oscar | HIX | $615.00 | ↓ -54% |
| BCBS | SBN | $666.00 | ↓ -50% |
| BCBS | BSL | $666.00 | ↓ -50% |
| BCBS | MBN | $666.00 | ↓ -50% |
| Prime Health Sheriff | COMM | $666.83 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $666.83 | ↓ -50% |
| Plotkin Health | COMM | $666.83 | ↓ -50% |
| AvMed | HIXOON | $666.83 | ↓ -50% |
| Simply Healthcare | HIX | $703.00 | ↓ -47% |
| Evolutions | COMM | $733.51 | ↓ -45% |
| United | AllPayerAppendix | $757.00 | ↓ -43% |
| BCBS | HMO | $881.00 | ↓ -34% |
| BCBS | PPO | $891.00 | ↓ -33% |
| BCBS | NWB | $891.00 | ↓ -33% |
| Molina Healthcare | HIX | $960.00 | ↓ -28% |
| Multiplan | Primary | $1,040.25 | ↓ -22% |
| Multiplan | Complementary | $1,133.60 | ↓ -15% |
| PPO Next | COMM | $1,133.60 | ↓ -15% |
| PPO Next | PPO | $1,133.60 | ↓ -15% |
| NovaNet | COMM | $1,200.29 | ↓ -10% |
| AvMed | HMOFI | $1,483.00 | ↑ +11% |
| Sunshine State Health Plan | QHP | $1,507.00 | ↑ +13% |
| AvMed | ASOEO | $1,630.00 | ↑ +22% |
| Cigna | NBN | $4,595.00 | ↑ +245% |
| BCBS | PHS | $4,756.00 | ↑ +257% |
| Cigna | PPO | $10,991.00 | ↑ +724% |
| Cigna | ManagedCareHMO | $10,991.00 | ↑ +724% |
Visitor-reported prices
Comments
Lev 1 hosp type b ed visit at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA CITRUS HOSPITAL | Inverness | $988.42 | $192.28 – $196.33 |
| HCA FLORIDA BAYONET POINT HOSPITAL | HUDSON | $908.49 | $206.63 – $210.98 |
| HCA FLORIDA NORTHWEST HOSPITAL | MARGATE | $586.00 | $223.77 – $228.48 |
| HCA FLORIDA POINCIANA HOSPITAL | DAVENPORT | $425.80 | $203.88 – $214.61 |
| HCA FLORIDA OAK HILL HOSPITAL | BROOKSVILLE | $1,042.80 | $206.63 – $210.98 |
| HCA FLORIDA TRINITY HOSPITAL | TRINITY | $928.70 | $206.63 – $210.98 |
| HCA FLORIDA UNIVERSITY HOSPITAL | Davie | $1,201.00 | $228.48 – $228.48 |
| HCA FLORIDA ORANGE PARK HOSPITAL | MIDDLEBURG | $1,219.34 | $203.56 – $207.84 |