Lap rmvl gastr adj all parts at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,217.44 with CorVel Corporation vs $49,531.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $1,217.44 | — |
| Prime Health | WC | $1,243.07 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $1,281.52 | — |
| Molina Healthcare | MGMCR | $1,950.00 | — |
| Simply | MGMCR | $2,250.00 | — |
| Molina Healthcare | HIX | $3,242.00 | — |
| Aetna | QHP | $5,112.00 | — |
| Aetna | PPO | $7,671.00 | — |
| Aetna | HMO | $7,671.00 | — |
| AvMed | HMOFI | $8,168.00 | — |
| Evolutions | COMM | $8,480.00 | — |
| AvMed | ASOEO | $8,971.00 | — |
| Oscar | HIX | $11,782.00 | — |
| Ultimate Health Plan | MCR | $12,500.00 | — |
| United | AllPayerAppendix | $13,383.00 | — |
| Simply Healthcare | HIX | $13,521.00 | — |
| Cigna | NBN | $15,070.00 | — |
| BCBS | HMO | $18,413.00 | — |
| BCBS | MBN | $19,136.00 | — |
| BCBS | BSL | $19,136.00 | — |
| BCBS | SBN | $19,136.00 | — |
| BCBS | PPO | $25,924.00 | — |
| BCBS | NWB | $25,924.00 | — |
| BCBS | PHS | $34,579.00 | — |
| Cigna | ManagedCareHMO | $36,047.00 | — |
| Cigna | PPO | $36,047.00 | — |
| Humana | HMO | $49,531.00 | — |
| Humana | PPO | $49,531.00 | — |
Visitor-reported prices
Comments
Lap rmvl gastr adj all parts at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $16,775.00 – $16,775.00 |
| cleveland clinic florida weston hospital | Weston | $4,097.60 | $495.56 – $6,304.00 |
| martin north hospital | Stuart | $4,097.60 | $742.99 – $6,304.00 |
| indian river hospital | Vero Beach | $4,097.60 | $495.56 – $6,304.00 |
| Adventhealth Daytona Beach | Daytona Beach | not published | $3,824.88 – $6,719.71 |
| Adventhealth Palm Coast Parkway | Palm Coast | not published | $3,824.88 – $8,599.54 |
| Adventhealth Tampa | Tampa | not published | $4,026.19 – $8,938.14 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | not published | $3,824.88 – $8,795.21 |