L/s ratio fetal lung at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$18.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.89 with Simply vs $72.50 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $2.89 ↓ -85%
Molina Healthcare MGMCR $3.56 ↓ -81%
AvMed HMOFI $4.50 ↓ -76%
United OptionsPPO $4.56 ↓ -76%
Sunshine State Health Plan QHP $4.78 ↓ -75%
AvMed ASOEO $5.25 ↓ -72%
Aetna ASA $5.63 ↓ -70%
Molina Healthcare HIX $6.00 ↓ -68%
Humana HMO $7.13 ↓ -62%
Humana PPO $7.13 ↓ -62%
United GlobalBenefitPlan $8.44 ↓ -55%
Prime Health Sheriff WORKERSCOMP $9.38 ↓ -50%
Prime Health Sheriff COMM $9.38 ↓ -50%
AvMed HIXOON $9.38 ↓ -50%
Plotkin Health COMM $9.38 ↓ -50%
Multiplan Primary $14.63 ↓ -22%
Multiplan Complementary $15.94 ↓ -15%
PPO Next PPO $15.94 ↓ -15%
PPO Next COMM $15.94 ↓ -15%
NovaNet COMM $16.88 ↓ -10%
Humana TRICARE $19.93 ↑ +6%
TriWest Healthcare Alliance FED $21.55 ↑ +15%
United VACCN $21.99 ↑ +17%
United AllPayerAppendix $21.99 ↑ +17%
NDMS Definitive Care MGMCR $21.99 ↑ +17%
Veterans Evaluation Services MCR $21.99 ↑ +17%
Hospice Big Bend FED $21.99 ↑ +17%
Humana MGMCRHMO $21.99 ↑ +17%
Wellmed MGMCR $21.99 ↑ +17%
Humana MGMCRPPO $21.99 ↑ +17%
BCBS MCRHMO $22.43 ↑ +20%
BCBS MCRPPO $22.43 ↑ +20%
United MCR $22.43 ↑ +20%
Aetna MCR $22.54 ↑ +20%
Sunshine State MCR $23.09 ↑ +23%
WellCare MCR $23.09 ↑ +23%
American Health Plan MCR $23.31 ↑ +24%
Healthspring of Florida MGMGR $23.53 ↑ +25%
Florida Complete Care MCR $23.53 ↑ +25%
Align Senior Care MGMCR $23.53 ↑ +25%
Gold Kidney of Florida MCR $23.97 ↑ +28%
Clear Spring Health MCR $24.19 ↑ +29%
Centurion GVT $24.19 ↑ +29%
Ultimate Health Plan MCR $25.29 ↑ +35%
Longevity Health Plan MCR $26.39 ↑ +41%
Oscar HIX $29.69 ↑ +58%
Simply Healthcare HIX $34.30 ↑ +83%
CorVel Corporation WORKERSCOMP $68.88 ↑ +267%
Prime Health WC $70.33 ↑ +275%
Careworks (Rockport Community) WORKERSCOMP $72.50 ↑ +287%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

L/s ratio fetal lung at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $21.55 $21.99 – $82.84
Boca Raton Regional Hospital BOCA RATON $128.05 $21.99 – $128.64
HCA FLORIDA BRANDON HOSPITAL TAMPA $11.55 $19.93 – $76.63
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $21.55 $21.99 – $82.84
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $21.55 $21.99 – $82.84
HCA FLORIDA CITRUS HOSPITAL Inverness $134.68 $19.93 – $71.30
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $107.75 $19.93 – $77.95
HCA FLORIDA AVENTURA HOSPITAL HIALEAH $408.00 $21.77 – $82.30

All Florida hospitals for this procedure →