IV Fluids (first hour) at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$35.15 with CorVel Corporation vs $651.93 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $35.15 | — |
| Prime Health | WC | $35.89 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $37.00 | — |
| BCBS | BSL | $84.71 | — |
| BCBS | SBN | $84.71 | — |
| BCBS | MBN | $84.71 | — |
| Oscar | HIX | $85.98 | — |
| Aetna | QHP | $100.53 | — |
| Simply | MGMCR | $101.86 | — |
| BCBS | HMO | $107.54 | — |
| BCBS | NWB | $107.54 | — |
| BCBS | PPO | $107.54 | — |
| Simply Healthcare | HIX | $110.45 | — |
| Cigna | NBN | $115.08 | — |
| Molina Healthcare | MGMCR | $125.67 | — |
| Aetna | PPO | $139.56 | — |
| Aetna | HMO | $139.56 | — |
| Aetna | HMO/PPO | $146.83 | — |
| United | OptionsPPO | $160.72 | — |
| AvMed | HMOFI | $165.35 | — |
| Sunshine State Health Plan | QHP | $168.66 | — |
| BCBS | PHS | $186.36 | — |
| Aetna | ASA | $198.42 | — |
| AvMed | ASOEO | $198.42 | — |
| Molina Healthcare | HIX | $211.65 | — |
| Cigna | PPO | $274.48 | — |
| Cigna | ManagedCareHMO | $274.48 | — |
| United | GlobalBenefitPlan | $297.63 | — |
| Plotkin Health | COMM | $330.70 | — |
| Prime Health Sheriff | COMM | $330.70 | — |
| Prime Health Sheriff | WORKERSCOMP | $330.70 | — |
| AvMed | HIXOON | $330.70 | — |
| Evolutions | COMM | $363.77 | — |
| Multiplan | Primary | $515.89 | — |
| PPO Next | PPO | $562.19 | — |
| Multiplan | Complementary | $562.19 | — |
| PPO Next | COMM | $562.19 | — |
| NovaNet | COMM | $595.26 | — |
| United | AllPayerAppendix | $651.93 | — |
Visitor-reported prices
Comments
IV Fluids (first hour) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $450.00 | $211.49 – $391.26 |
| Adventhealth Daytona Beach | Daytona Beach | $965.64 | $211.02 – $370.72 |
| Adventhealth Lake Wales | Lake Wales | $1,987.82 | $222.12 – $493.11 |
| Adventhealth Palm Coast Parkway | Palm Coast | $976.31 | $211.02 – $474.43 |
| Adventhealth Tampa | Tampa | $782.35 | $222.12 – $493.11 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $653.73 | $211.02 – $485.22 |
| Adventhealth Port Charlotte | Port Charlotte | $1,092.24 | $222.12 – $405.59 |
| cleveland clinic florida weston hospital | Weston | $254.15 | $23.75 – $332.35 |