Ins/rpl pm w/tv ld atrl at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$463.36 with CorVel Corporation vs $42,268.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $463.36 | — |
| Prime Health | WC | $473.12 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $487.75 | — |
| Simply | MGMCR | $2,250.00 | — |
| Molina Healthcare | HIX | $3,242.00 | — |
| Molina Healthcare | MGMCR | $3,950.00 | — |
| Aetna | QHP | $9,809.00 | — |
| Ultimate Health Plan | MCR | $12,500.00 | — |
| Aetna | HMO | $14,720.00 | — |
| Aetna | PPO | $14,720.00 | — |
| Evolutions | COMM | $15,900.00 | — |
| Cigna | NBN | $17,672.00 | — |
| BCBS | HMO | $18,413.00 | — |
| United | AllPayerAppendix | $18,723.00 | — |
| BCBS | SBN | $19,136.00 | — |
| BCBS | MBN | $19,136.00 | — |
| BCBS | BSL | $19,136.00 | — |
| AvMed | HMOFI | $20,942.00 | — |
| AvMed | ASOEO | $23,005.00 | — |
| BCBS | PPO | $25,924.00 | — |
| BCBS | NWB | $25,924.00 | — |
| Simply Healthcare | HIX | $29,091.00 | — |
| Oscar | HIX | $29,821.00 | — |
| BCBS | PHS | $34,579.00 | — |
| Humana | PPO | $39,626.00 | — |
| Humana | HMO | $39,626.00 | — |
| Cigna | PPO | $42,268.00 | — |
| Cigna | ManagedCareHMO | $42,268.00 | — |
Visitor-reported prices
Comments
Ins/rpl pm w/tv ld atrl at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $8,282.40 | $16,132.00 – $17,924.00 |
| Adventhealth Daytona Beach | Daytona Beach | $38,571.42 | not published |
| Adventhealth Tampa | Tampa | $14,994.38 | $10,914.80 – $24,230.85 |
| cleveland clinic florida weston hospital | Weston | $21,850.40 | $343.92 – $28,573.60 |
| martin north hospital | Stuart | $21,850.40 | $343.92 – $16,808.00 |
| Baptist Hospital | MIAMI | $20,861.10 | $173.17 – $28,884.60 |
| Bethesda Hospital East | BOYNTON BEACH | $20,861.10 | $3,651.00 – $28,884.60 |
| Boca Raton Regional Hospital | BOCA RATON | $18,512.00 | $4,587.00 – $18,597.44 |