Initiation & management bipap/cpap initial day at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.30 with CorVel Corporation vs $4,098.73 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $51.30
Prime Health WC $52.38
Careworks (Rockport Community) WORKERSCOMP $54.00
BCBS MBN $523.73
BCBS SBN $523.73
BCBS BSL $523.73
Oscar HIX $592.04
BCBS PPO $664.91
BCBS HMO $664.91
BCBS NWB $664.91
Aetna QHP $692.23
Simply MGMCR $701.34
Simply Healthcare HIX $760.54
Cigna NBN $792.42
Molina Healthcare MGMCR $865.29
Aetna HMO $960.93
Aetna PPO $960.93
AvMed HMOFI $1,093.00
United OptionsPPO $1,106.66
BCBS PHS $1,152.20
Sunshine State Health Plan QHP $1,161.31
AvMed ASOEO $1,275.16
Aetna ASA $1,366.24
Molina Healthcare HIX $1,457.33
Humana HMO $1,730.58
Humana PPO $1,730.58
Cigna PPO $1,889.97
Cigna ManagedCareHMO $1,889.97
United GlobalBenefitPlan $2,049.37
Prime Health Sheriff WORKERSCOMP $2,277.07
Plotkin Health COMM $2,277.07
AvMed HIXOON $2,277.07
Prime Health Sheriff COMM $2,277.07
Multiplan Primary $3,552.24
PPO Next COMM $3,871.03
Multiplan Complementary $3,871.03
PPO Next PPO $3,871.03
NovaNet COMM $4,098.73

Visitor-reported prices

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Initiation & management bipap/cpap initial day at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $204.16 – $377.70
Adventhealth Daytona Beach Daytona Beach $737.26 $217.24 – $381.66
Adventhealth Lake Wales Lake Wales $1,629.08 not published
Adventhealth Palm Coast Parkway Palm Coast $1,351.16 not published
Adventhealth Tampa Tampa $1,785.80 $228.67 – $507.65
AdventHealth New Smyrna Beach New Smyrna Beach $2,071.27 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $915.00 $51.30 – $52.38
Adventhealth Port Charlotte Port Charlotte $2,460.73 $228.67 – $417.56

All Florida hospitals for this procedure →