Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$25.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$25.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$3.90 with Simply vs $64.03 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $3.90 ↓ -85%
Molina Healthcare MGMCR $4.81 ↓ -81%
AvMed HMOFI $6.07 ↓ -76%
United OptionsPPO $6.15 ↓ -76%
Sunshine State Health Plan QHP $6.45 ↓ -75%
AvMed ASOEO $7.08 ↓ -72%
Aetna ASA $7.59 ↓ -70%
Molina Healthcare HIX $8.10 ↓ -68%
Humana HMO $9.61 ↓ -62%
Humana PPO $9.61 ↓ -62%
United GlobalBenefitPlan $11.38 ↓ -55%
Prime Health Sheriff WORKERSCOMP $12.65 ↓ -50%
Prime Health Sheriff COMM $12.65 ↓ -50%
AvMed HIXOON $12.65 ↓ -50%
Plotkin Health COMM $12.65 ↓ -50%
Multiplan Primary $19.73 ↓ -22%
Multiplan Complementary $21.50 ↓ -15%
PPO Next PPO $21.50 ↓ -15%
PPO Next COMM $21.50 ↓ -15%
Humana TRICARE $21.82 ↓ -14%
NovaNet COMM $22.77 ↓ -10%
TriWest Healthcare Alliance FED $23.60 ↓ -7%
United VACCN $24.08 ↓ -5%
United AllPayerAppendix $24.08 ↓ -5%
NDMS Definitive Care MGMCR $24.08 ↓ -5%
Veterans Evaluation Services MCR $24.08 ↓ -5%
Hospice Big Bend FED $24.08 ↓ -5%
Humana MGMCRHMO $24.08 ↓ -5%
Wellmed MGMCR $24.08 ↓ -5%
Humana MGMCRPPO $24.08 ↓ -5%
BCBS MCRHMO $24.56 ↓ -3%
BCBS MCRPPO $24.56 ↓ -3%
United MCR $24.56 ↓ -3%
Aetna MCR $24.68 ↓ -2%
Sunshine State MCR $25.28 ↓ -0%
WellCare MCR $25.28 ↓ -0%
American Health Plan MCR $25.52 ↑ +1%
Healthspring of Florida MGMGR $25.77 ↑ +2%
Florida Complete Care MCR $25.77 ↑ +2%
Align Senior Care MGMCR $25.77 ↑ +2%
Gold Kidney of Florida MCR $26.25 ↑ +4%
Clear Spring Health MCR $26.49 ↑ +5%
Centurion GVT $26.49 ↑ +5%
Ultimate Health Plan MCR $27.69 ↑ +9%
Longevity Health Plan MCR $28.90 ↑ +14%
Oscar HIX $32.51 ↑ +28%
Simply Healthcare HIX $37.56 ↑ +48%
CorVel Corporation WORKERSCOMP $60.83 ↑ +140%
Prime Health WC $62.11 ↑ +145%
Careworks (Rockport Community) WORKERSCOMP $64.03 ↑ +153%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $95.68 $24.08 – $90.48
Adventhealth Daytona Beach Daytona Beach $73.17 $22.88 – $40.19
Adventhealth Lake Wales Lake Wales $125.48 $24.08 – $53.46
Adventhealth Palm Coast Parkway Palm Coast $73.17 $22.88 – $51.43
Adventhealth Tampa Tampa $119.50 $24.08 – $53.46
AdventHealth New Smyrna Beach New Smyrna Beach $68.11 $22.88 – $52.60
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $200.00 $19.26 – $66.67
Adventhealth Port Charlotte Port Charlotte $84.28 $24.08 – $43.97

All Florida hospitals for this procedure →