Infect ag na resp virus 12-25 targets at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$396.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$396.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.12 with Simply vs $650.18 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $61.12 ↓ -85%
Molina Healthcare MGMCR $75.41 ↓ -81%
AvMed HMOFI $95.26 ↓ -76%
United OptionsPPO $96.45 ↓ -76%
Sunshine State Health Plan QHP $101.21 ↓ -74%
AvMed ASOEO $111.13 ↓ -72%
Aetna ASA $119.07 ↓ -70%
Molina Healthcare HIX $127.01 ↓ -68%
Humana HMO $150.82 ↓ -62%
Humana PPO $150.82 ↓ -62%
United GlobalBenefitPlan $178.60 ↓ -55%
Prime Health Sheriff WORKERSCOMP $198.45 ↓ -50%
Prime Health Sheriff COMM $198.45 ↓ -50%
AvMed HIXOON $198.45 ↓ -50%
Plotkin Health COMM $198.45 ↓ -50%
Multiplan Primary $309.58 ↓ -22%
Multiplan Complementary $337.37 ↓ -15%
PPO Next PPO $337.37 ↓ -15%
PPO Next COMM $337.37 ↓ -15%
NovaNet COMM $357.21 ↓ -10%
Humana TRICARE $377.76 ↓ -5%
TriWest Healthcare Alliance FED $408.44 ↑ +3%
United VACCN $416.78 ↑ +5%
United AllPayerAppendix $416.78 ↑ +5%
NDMS Definitive Care MGMCR $416.78 ↑ +5%
Veterans Evaluation Services MCR $416.78 ↑ +5%
Hospice Big Bend FED $416.78 ↑ +5%
Humana MGMCRHMO $416.78 ↑ +5%
Wellmed MGMCR $416.78 ↑ +5%
Humana MGMCRPPO $416.78 ↑ +5%
BCBS MCRHMO $425.12 ↑ +7%
BCBS MCRPPO $425.12 ↑ +7%
United MCR $425.12 ↑ +7%
Aetna MCR $427.20 ↑ +8%
Sunshine State MCR $437.62 ↑ +10%
WellCare MCR $437.62 ↑ +10%
American Health Plan MCR $441.79 ↑ +11%
Healthspring of Florida MGMGR $445.95 ↑ +12%
Florida Complete Care MCR $445.95 ↑ +12%
Align Senior Care MGMCR $445.95 ↑ +12%
Gold Kidney of Florida MCR $454.29 ↑ +14%
Clear Spring Health MCR $458.46 ↑ +16%
Centurion GVT $458.46 ↑ +16%
Ultimate Health Plan MCR $479.30 ↑ +21%
Longevity Health Plan MCR $500.14 ↑ +26%
Oscar HIX $562.65 ↑ +42%
CorVel Corporation WORKERSCOMP $570.70 ↑ +44%
Prime Health WC $582.72 ↑ +47%
Careworks (Rockport Community) WORKERSCOMP $600.74 ↑ +51%
Simply Healthcare HIX $650.18 ↑ +64%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Infect ag na resp virus 12-25 targets at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $971.49 $416.78 – $1,567.24
Adventhealth Daytona Beach Daytona Beach $2,011.17 $395.94 – $695.61
Adventhealth Lake Wales Lake Wales $2,894.85 $416.78 – $925.25
Adventhealth Palm Coast Parkway Palm Coast $804.48 $395.94 – $890.20
Adventhealth Tampa Tampa $6,433.00 $416.78 – $925.25
AdventHealth New Smyrna Beach New Smyrna Beach $748.75 $395.94 – $910.46
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $3,074.00 $333.42 – $625.49
Adventhealth Port Charlotte Port Charlotte $2,783.61 $416.78 – $761.04

All Florida hospitals for this procedure →