Infect ag na hep b amp at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$88.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$88.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.58 with Simply vs $85.69 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $13.58 ↓ -85%
Molina Healthcare MGMCR $16.76 ↓ -81%
AvMed HMOFI $21.17 ↓ -76%
United OptionsPPO $21.43 ↓ -76%
Sunshine State Health Plan QHP $22.49 ↓ -75%
AvMed ASOEO $24.70 ↓ -72%
Aetna ASA $26.46 ↓ -70%
Molina Healthcare HIX $28.22 ↓ -68%
Humana TRICARE $31.81 ↓ -64%
Humana HMO $33.52 ↓ -62%
Humana PPO $33.52 ↓ -62%
TriWest Healthcare Alliance FED $34.39 ↓ -61%
Humana MGMCRPPO $35.09 ↓ -60%
Humana MGMCRHMO $35.09 ↓ -60%
United VACCN $35.09 ↓ -60%
United AllPayerAppendix $35.09 ↓ -60%
NDMS Definitive Care MGMCR $35.09 ↓ -60%
Veterans Evaluation Services MCR $35.09 ↓ -60%
Wellmed MGMCR $35.09 ↓ -60%
Hospice Big Bend FED $35.09 ↓ -60%
United MCR $35.79 ↓ -59%
BCBS MCRHMO $35.79 ↓ -59%
BCBS MCRPPO $35.79 ↓ -59%
Aetna MCR $35.97 ↓ -59%
WellCare MCR $36.84 ↓ -58%
Sunshine State MCR $36.84 ↓ -58%
American Health Plan MCR $37.20 ↓ -58%
Florida Complete Care MCR $37.55 ↓ -57%
Align Senior Care MGMCR $37.55 ↓ -57%
Healthspring of Florida MGMGR $37.55 ↓ -57%
Gold Kidney of Florida MCR $38.25 ↓ -57%
Clear Spring Health MCR $38.60 ↓ -56%
Centurion GVT $38.60 ↓ -56%
United GlobalBenefitPlan $39.69 ↓ -55%
Ultimate Health Plan MCR $40.35 ↓ -54%
Longevity Health Plan MCR $42.11 ↓ -52%
Plotkin Health COMM $44.10 ↓ -50%
Prime Health Sheriff COMM $44.10 ↓ -50%
AvMed HIXOON $44.10 ↓ -50%
Prime Health Sheriff WORKERSCOMP $44.10 ↓ -50%
Oscar HIX $47.37 ↓ -46%
Simply Healthcare HIX $54.74 ↓ -38%
Multiplan Primary $68.80 ↓ -22%
Multiplan Complementary $74.97 ↓ -15%
PPO Next PPO $74.97 ↓ -15%
PPO Next COMM $74.97 ↓ -15%
NovaNet COMM $79.38 ↓ -10%
CorVel Corporation WORKERSCOMP $81.41 ↓ -8%
Prime Health WC $83.12 ↓ -6%
Careworks (Rockport Community) WORKERSCOMP $85.69 ↓ -3%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Infect ag na hep b amp at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $35.09 – $132.52
cleveland clinic florida weston hospital Weston $107.90 $25.65 – $141.10
martin north hospital Stuart $107.90 $27.00 – $124.50
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $34.78 $30.88 – $87.73
Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) Saint Johns $34.78 $30.88 – $87.73
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $34.78 $30.88 – $87.73
Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) Middleburg $34.78 $30.88 – $87.73
HCA FLORIDA HIGHLANDS HOSPITAL Sebring $65.00 $35.09 – $81.86

All Florida hospitals for this procedure →