Infect ag ia direct hiv-1 antgn at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$329.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$329.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.70 with Humana vs $296.91 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $29.70 ↓ -91%
TriWest Healthcare Alliance FED $32.11 ↓ -90%
United AllPayerAppendix $32.77 ↓ -90%
Humana MGMCRHMO $32.77 ↓ -90%
Humana MGMCRPPO $32.77 ↓ -90%
United VACCN $32.77 ↓ -90%
NDMS Definitive Care MGMCR $32.77 ↓ -90%
Wellmed MGMCR $32.77 ↓ -90%
Veterans Evaluation Services MCR $32.77 ↓ -90%
Hospice Big Bend FED $32.77 ↓ -90%
BCBS MCRPPO $33.43 ↓ -90%
United MCR $33.43 ↓ -90%
BCBS MCRHMO $33.43 ↓ -90%
Aetna MCR $33.59 ↓ -90%
WellCare MCR $34.41 ↓ -90%
Sunshine State MCR $34.41 ↓ -90%
American Health Plan MCR $34.74 ↓ -89%
Florida Complete Care MCR $35.06 ↓ -89%
Align Senior Care MGMCR $35.06 ↓ -89%
Healthspring of Florida MGMGR $35.06 ↓ -89%
Gold Kidney of Florida MCR $35.72 ↓ -89%
Centurion GVT $36.05 ↓ -89%
Clear Spring Health MCR $36.05 ↓ -89%
Ultimate Health Plan MCR $37.69 ↓ -89%
Longevity Health Plan MCR $39.32 ↓ -88%
Oscar HIX $44.24 ↓ -87%
Simply MGMCR $50.80 ↓ -85%
Simply Healthcare HIX $51.12 ↓ -85%
Molina Healthcare MGMCR $62.68 ↓ -81%
CorVel Corporation WORKERSCOMP $76.93 ↓ -77%
Prime Health WC $78.55 ↓ -76%
AvMed HMOFI $79.18 ↓ -76%
United OptionsPPO $80.17 ↓ -76%
Careworks (Rockport Community) WORKERSCOMP $80.98 ↓ -75%
Sunshine State Health Plan QHP $84.12 ↓ -75%
AvMed ASOEO $92.37 ↓ -72%
Aetna ASA $98.97 ↓ -70%
Molina Healthcare HIX $105.57 ↓ -68%
Humana HMO $125.36 ↓ -62%
Humana PPO $125.36 ↓ -62%
United GlobalBenefitPlan $148.45 ↓ -55%
AvMed HIXOON $164.95 ↓ -50%
Plotkin Health COMM $164.95 ↓ -50%
Prime Health Sheriff COMM $164.95 ↓ -50%
Prime Health Sheriff WORKERSCOMP $164.95 ↓ -50%
Multiplan Primary $257.32 ↓ -22%
PPO Next COMM $280.41 ↓ -15%
PPO Next PPO $280.41 ↓ -15%
Multiplan Complementary $280.41 ↓ -15%
NovaNet COMM $296.91 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Infect ag ia direct hiv-1 antgn at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $32.77 – $123.60
Adventhealth Daytona Beach Daytona Beach $203.99 $31.13 – $54.69
Adventhealth Lake Wales Lake Wales $203.99 $32.77 – $72.75
Adventhealth Palm Coast Parkway Palm Coast $204.23 $31.13 – $69.99
Adventhealth Tampa Tampa $122.83 $32.77 – $72.75
AdventHealth New Smyrna Beach New Smyrna Beach $172.76 $31.13 – $71.59
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $147.00 $26.22 – $84.31
Adventhealth Port Charlotte Port Charlotte $114.70 $32.77 – $59.84

All Florida hospitals for this procedure →