Homogenization tissue at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$6.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$6.15
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$0.95 with Simply vs $59.32 with Careworks (Rockport Community) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $0.95 | ↓ -85% |
| Molina Healthcare | MGMCR | $1.17 | ↓ -81% |
| AvMed | HMOFI | $1.48 | ↓ -76% |
| United | OptionsPPO | $1.49 | ↓ -76% |
| Sunshine State Health Plan | QHP | $1.57 | ↓ -74% |
| AvMed | ASOEO | $1.72 | ↓ -72% |
| Aetna | ASA | $1.84 | ↓ -70% |
| Molina Healthcare | HIX | $1.97 | ↓ -68% |
| Humana | HMO | $2.34 | ↓ -62% |
| Humana | PPO | $2.34 | ↓ -62% |
| United | GlobalBenefitPlan | $2.77 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $3.08 | ↓ -50% |
| Prime Health Sheriff | COMM | $3.08 | ↓ -50% |
| AvMed | HIXOON | $3.08 | ↓ -50% |
| Plotkin Health | COMM | $3.08 | ↓ -50% |
| Multiplan | Primary | $4.80 | ↓ -22% |
| Multiplan | Complementary | $5.23 | ↓ -15% |
| PPO Next | PPO | $5.23 | ↓ -15% |
| PPO Next | COMM | $5.23 | ↓ -15% |
| Humana | TRICARE | $5.33 | ↓ -13% |
| NovaNet | COMM | $5.54 | ↓ -10% |
| TriWest Healthcare Alliance | FED | $5.76 | ↓ -6% |
| United | VACCN | $5.88 | ↓ -4% |
| United | AllPayerAppendix | $5.88 | ↓ -4% |
| NDMS Definitive Care | MGMCR | $5.88 | ↓ -4% |
| Veterans Evaluation Services | MCR | $5.88 | ↓ -4% |
| Hospice Big Bend | FED | $5.88 | ↓ -4% |
| Humana | MGMCRHMO | $5.88 | ↓ -4% |
| Wellmed | MGMCR | $5.88 | ↓ -4% |
| Humana | MGMCRPPO | $5.88 | ↓ -4% |
| BCBS | MCRHMO | $6.00 | ↓ -2% |
| BCBS | MCRPPO | $6.00 | ↓ -2% |
| United | MCR | $6.00 | ↓ -2% |
| Aetna | MCR | $6.03 | ↓ -2% |
| Sunshine State | MCR | $6.17 | ↑ +0% |
| WellCare | MCR | $6.17 | ↑ +0% |
| American Health Plan | MCR | $6.23 | ↑ +1% |
| Healthspring of Florida | MGMGR | $6.29 | ↑ +2% |
| Florida Complete Care | MCR | $6.29 | ↑ +2% |
| Align Senior Care | MGMCR | $6.29 | ↑ +2% |
| Gold Kidney of Florida | MCR | $6.41 | ↑ +4% |
| Clear Spring Health | MCR | $6.47 | ↑ +5% |
| Centurion | GVT | $6.47 | ↑ +5% |
| Ultimate Health Plan | MCR | $6.76 | ↑ +10% |
| Longevity Health Plan | MCR | $7.06 | ↑ +15% |
| Oscar | HIX | $7.94 | ↑ +29% |
| Simply Healthcare | HIX | $9.17 | ↑ +49% |
| CorVel Corporation | WORKERSCOMP | $56.35 | ↑ +816% |
| Prime Health | WC | $57.54 | ↑ +836% |
| Careworks (Rockport Community) | WORKERSCOMP | $59.32 | ↑ +865% |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Homogenization tissue at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $19.36 | $5.88 – $21.68 |
| Adventhealth Daytona Beach | Daytona Beach | $26.51 | $5.59 – $9.81 |
| Adventhealth Lake Wales | Lake Wales | $27.18 | $5.88 – $13.05 |
| Adventhealth Palm Coast Parkway | Palm Coast | $72.86 | $5.59 – $12.56 |
| Adventhealth Tampa | Tampa | $67.46 | $5.88 – $13.05 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $55.46 | $5.59 – $12.84 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $324.00 | $4.70 – $61.76 |
| Adventhealth Port Charlotte | Port Charlotte | $43.09 | $5.88 – $10.74 |