Hla i low res one antigen equiv ea at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$19.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.06 with Simply vs $115.95 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $3.06 ↓ -85%
Molina Healthcare MGMCR $3.77 ↓ -81%
AvMed HMOFI $4.76 ↓ -76%
United OptionsPPO $4.82 ↓ -76%
Sunshine State Health Plan QHP $5.06 ↓ -75%
AvMed ASOEO $5.56 ↓ -72%
Aetna ASA $5.96 ↓ -70%
Molina Healthcare HIX $6.35 ↓ -68%
Humana HMO $7.54 ↓ -62%
Humana PPO $7.54 ↓ -62%
United GlobalBenefitPlan $8.93 ↓ -55%
Prime Health Sheriff WORKERSCOMP $9.93 ↓ -50%
Prime Health Sheriff COMM $9.93 ↓ -50%
AvMed HIXOON $9.93 ↓ -50%
Plotkin Health COMM $9.93 ↓ -50%
Multiplan Primary $15.48 ↓ -22%
Multiplan Complementary $16.87 ↓ -15%
PPO Next PPO $16.87 ↓ -15%
PPO Next COMM $16.87 ↓ -15%
NovaNet COMM $17.87 ↓ -10%
Humana TRICARE $67.37 ↑ +239%
TriWest Healthcare Alliance FED $72.84 ↑ +267%
United VACCN $74.33 ↑ +274%
United AllPayerAppendix $74.33 ↑ +274%
NDMS Definitive Care MGMCR $74.33 ↑ +274%
Veterans Evaluation Services MCR $74.33 ↑ +274%
Hospice Big Bend FED $74.33 ↑ +274%
Humana MGMCRHMO $74.33 ↑ +274%
Wellmed MGMCR $74.33 ↑ +274%
Humana MGMCRPPO $74.33 ↑ +274%
BCBS MCRHMO $75.82 ↑ +282%
BCBS MCRPPO $75.82 ↑ +282%
United MCR $75.82 ↑ +282%
Aetna MCR $76.19 ↑ +284%
Sunshine State MCR $78.05 ↑ +293%
WellCare MCR $78.05 ↑ +293%
American Health Plan MCR $78.79 ↑ +297%
Healthspring of Florida MGMGR $79.53 ↑ +301%
Florida Complete Care MCR $79.53 ↑ +301%
Align Senior Care MGMCR $79.53 ↑ +301%
Gold Kidney of Florida MCR $81.02 ↑ +308%
Clear Spring Health MCR $81.76 ↑ +312%
Centurion GVT $81.76 ↑ +312%
Ultimate Health Plan MCR $85.48 ↑ +331%
Longevity Health Plan MCR $89.20 ↑ +349%
CorVel Corporation WORKERSCOMP $97.95 ↑ +393%
Prime Health WC $100.02 ↑ +404%
Oscar HIX $100.35 ↑ +406%
Careworks (Rockport Community) WORKERSCOMP $103.11 ↑ +419%
Simply Healthcare HIX $115.95 ↑ +484%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Hla i low res one antigen equiv ea at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $74.33 – $279.04
Adventhealth Daytona Beach Daytona Beach $225.88 $70.61 – $124.06
Adventhealth Lake Wales Lake Wales $434.13 $74.33 – $165.01
Adventhealth Palm Coast Parkway Palm Coast $225.88 $70.61 – $158.76
Adventhealth Tampa Tampa $1,147.28 $74.33 – $165.01
AdventHealth New Smyrna Beach New Smyrna Beach $215.12 $70.61 – $162.37
Adventhealth Port Charlotte Port Charlotte $260.16 $74.33 – $135.73
cleveland clinic florida weston hospital Weston $573.95 $22.32 – $533.80

All Florida hospitals for this procedure →