Heparin assay at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$106.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$106.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.86 with Humana vs $124.29 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $11.86 ↓ -89%
TriWest Healthcare Alliance FED $12.83 ↓ -88%
United AllPayerAppendix $13.09 ↓ -88%
Humana MGMCRHMO $13.09 ↓ -88%
Humana MGMCRPPO $13.09 ↓ -88%
United VACCN $13.09 ↓ -88%
NDMS Definitive Care MGMCR $13.09 ↓ -88%
Wellmed MGMCR $13.09 ↓ -88%
Veterans Evaluation Services MCR $13.09 ↓ -88%
Hospice Big Bend FED $13.09 ↓ -88%
BCBS MCRHMO $13.35 ↓ -87%
United MCR $13.35 ↓ -87%
BCBS MCRPPO $13.35 ↓ -87%
Aetna MCR $13.42 ↓ -87%
WellCare MCR $13.74 ↓ -87%
Sunshine State MCR $13.74 ↓ -87%
American Health Plan MCR $13.88 ↓ -87%
Florida Complete Care MCR $14.01 ↓ -87%
Align Senior Care MGMCR $14.01 ↓ -87%
Healthspring of Florida MGMGR $14.01 ↓ -87%
Gold Kidney of Florida MCR $14.27 ↓ -87%
Clear Spring Health MCR $14.40 ↓ -86%
Centurion GVT $14.40 ↓ -86%
Ultimate Health Plan MCR $15.05 ↓ -86%
Longevity Health Plan MCR $15.71 ↓ -85%
Simply MGMCR $16.37 ↓ -85%
Oscar HIX $17.67 ↓ -83%
Molina Healthcare MGMCR $20.20 ↓ -81%
Simply Healthcare HIX $20.42 ↓ -81%
AvMed HMOFI $25.51 ↓ -76%
United OptionsPPO $25.83 ↓ -76%
Sunshine State Health Plan QHP $27.11 ↓ -74%
AvMed ASOEO $29.76 ↓ -72%
Aetna ASA $31.89 ↓ -70%
Molina Healthcare HIX $34.02 ↓ -68%
Humana HMO $40.39 ↓ -62%
Humana PPO $40.39 ↓ -62%
United GlobalBenefitPlan $47.84 ↓ -55%
Prime Health Sheriff COMM $53.15 ↓ -50%
AvMed HIXOON $53.15 ↓ -50%
Plotkin Health COMM $53.15 ↓ -50%
Prime Health Sheriff WORKERSCOMP $53.15 ↓ -50%
Multiplan Primary $82.91 ↓ -22%
PPO Next PPO $90.36 ↓ -15%
Multiplan Complementary $90.36 ↓ -15%
PPO Next COMM $90.36 ↓ -15%
NovaNet COMM $95.67 ↓ -10%
CorVel Corporation WORKERSCOMP $118.08 ↑ +11%
Prime Health WC $120.56 ↑ +13%
Careworks (Rockport Community) WORKERSCOMP $124.29 ↑ +17%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Heparin assay at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $300.70 $13.09 – $49.72
Adventhealth Daytona Beach Daytona Beach $235.81 $12.44 – $21.85
Adventhealth Lake Wales Lake Wales $108.49 $13.09 – $29.06
Adventhealth Palm Coast Parkway Palm Coast $243.97 $12.44 – $27.96
Adventhealth Tampa Tampa $295.39 $13.09 – $29.06
AdventHealth New Smyrna Beach New Smyrna Beach $37.89 $12.44 – $28.60
Adventhealth Port Charlotte Port Charlotte $87.93 $13.09 – $23.90
cleveland clinic florida weston hospital Weston $41.60 $2.12 – $19.00

All Florida hospitals for this procedure →