Ground mileage at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$17.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.04 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $1.04 | ↓ -94% |
| BCBS | MCRHMO | $1.04 | ↓ -94% |
| Aetna | MCR | $1.21 | ↓ -93% |
| BCBS | SBN | $2.02 | ↓ -89% |
| BCBS | MBN | $2.02 | ↓ -89% |
| BCBS | BSL | $2.02 | ↓ -89% |
| Oscar | HIX | $2.29 | ↓ -87% |
| BCBS | HMO | $2.57 | ↓ -85% |
| BCBS | NWB | $2.57 | ↓ -85% |
| BCBS | PPO | $2.57 | ↓ -85% |
| Simply | MGMCR | $2.71 | ↓ -85% |
| Cigna | NBN | $3.06 | ↓ -83% |
| Molina Healthcare | MGMCR | $3.34 | ↓ -81% |
| AvMed | HMOFI | $4.22 | ↓ -76% |
| United | OptionsPPO | $4.28 | ↓ -76% |
| BCBS | PHS | $4.45 | ↓ -75% |
| Sunshine State Health Plan | QHP | $4.49 | ↓ -74% |
| AvMed | ASOEO | $4.93 | ↓ -72% |
| Aetna | ASA | $5.28 | ↓ -70% |
| Molina Healthcare | HIX | $5.63 | ↓ -68% |
| Humana | HMO | $6.69 | ↓ -62% |
| Humana | PPO | $6.69 | ↓ -62% |
| Cigna | PPO | $7.30 | ↓ -59% |
| Cigna | ManagedCareHMO | $7.30 | ↓ -59% |
| United | GlobalBenefitPlan | $7.92 | ↓ -55% |
| AvMed | HIXOON | $8.80 | ↓ -50% |
| Plotkin Health | COMM | $8.80 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $8.80 | ↓ -50% |
| Prime Health Sheriff | COMM | $8.80 | ↓ -50% |
| Evolutions | COMM | $9.68 | ↓ -45% |
| Aetna | QHP | $10.00 | ↓ -43% |
| Aetna | HMO | $10.00 | ↓ -43% |
| Aetna | PPO | $10.00 | ↓ -43% |
| Multiplan | Primary | $13.73 | ↓ -22% |
| Multiplan | Complementary | $14.96 | ↓ -15% |
| PPO Next | PPO | $14.96 | ↓ -15% |
| PPO Next | COMM | $14.96 | ↓ -15% |
| NovaNet | COMM | $15.84 | ↓ -10% |
| American Health Plan | MCR | $15,000.00 | ↑ +85127% |
Visitor-reported prices
Comments
Ground mileage at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Tampa | Tampa | $35.00 | not published |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $18.00 | $10.00 – $10.00 |
| HCA FLORIDA CAPITAL HOSPITAL | TALLAHASSEE | $19.20 | $10.00 – $10.00 |
| AdventHealth Orlando | Orlando | $35.00 | not published |
| Adventhealth Riverview | Riverview | $35.00 | not published |
| Adventhealth Wesley Chapel | Wesley Chapel | $33.00 | not published |
| HCA FLORIDA OCALA HOSPITAL | SUMMERFIELD | $18.83 | $10.00 – $10.00 |
| HCA FLORIDA ORANGE PARK HOSPITAL | MIDDLEBURG | $15.35 | $10.00 – $10.00 |