Ghs st - re-eval for alt comm at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.92 with Humana vs $628.11 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $67.92
TriWest Healthcare Alliance FED $68.79
NDMS Definitive Care MGMCR $70.19
Humana MGMCRHMO $70.19
Humana MGMCRPPO $70.19
United VACCN $70.19
Veterans Evaluation Services MCR $70.19
Wellmed MGMCR $70.19
Hospice Big Bend FED $70.19
United MCR $71.59
BCBS MCRPPO $71.59
BCBS MCRHMO $71.59
Aetna MCR $71.94
Sunshine State MCR $73.70
WellCare MCR $73.70
American Health Plan MCR $74.40
Healthspring of Florida MGMGR $75.10
Align Senior Care MGMCR $75.10
Florida Complete Care MCR $75.10
Gold Kidney of Florida MCR $76.51
Centurion GVT $77.21
Clear Spring Health MCR $77.21
Ultimate Health Plan MCR $80.72
Longevity Health Plan MCR $84.23
Oscar HIX $90.73
CorVel Corporation WORKERSCOMP $91.20
Prime Health WC $93.12
Careworks (Rockport Community) WORKERSCOMP $96.00
Aetna QHP $106.08
Simply Healthcare HIX $116.55
Cigna NBN $121.43
Molina Healthcare MGMCR $132.60
Aetna HMO $147.26
Aetna PPO $147.26
AvMed HMOFI $167.50
United OptionsPPO $169.59
Sunshine State Health Plan QHP $177.96
AvMed ASOEO $195.41
Aetna ASA $209.37
Molina Healthcare HIX $223.33
Humana PPO $265.20
Humana HMO $265.20
Cigna ManagedCareHMO $289.63
Cigna PPO $289.63
United GlobalBenefitPlan $314.06
Plotkin Health COMM $348.95
AvMed HIXOON $348.95
Prime Health Sheriff COMM $348.95
Prime Health Sheriff WORKERSCOMP $348.95
Multiplan Primary $544.36
PPO Next PPO $593.22
Multiplan Complementary $593.22
PPO Next COMM $593.22
NovaNet COMM $628.11

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs st - re-eval for alt comm at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $90.00 $70.02 – $191.25
Adventhealth Daytona Beach Daytona Beach $517.24 $68.47 – $120.28
Adventhealth Lake Wales Lake Wales $596.42 $72.07 – $160.00
Adventhealth Palm Coast Parkway Palm Coast $557.03 not published
Adventhealth Tampa Tampa $533.81 $72.07 – $160.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $289.00 $56.15 – $93.12
Adventhealth Port Charlotte Port Charlotte $533.81 not published
cleveland clinic florida weston hospital Weston $516.75 $69.95 – $675.75

All Florida hospitals for this procedure →