Ghs semen analysis fert at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$876.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$876.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.15 with Humana vs $788.40 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $11.15 ↓ -99%
TriWest Healthcare Alliance FED $12.06 ↓ -99%
United AllPayerAppendix $12.31 ↓ -99%
Hospice Big Bend FED $12.31 ↓ -99%
Humana MGMCRHMO $12.31 ↓ -99%
Humana MGMCRPPO $12.31 ↓ -99%
Wellmed MGMCR $12.31 ↓ -99%
Veterans Evaluation Services MCR $12.31 ↓ -99%
NDMS Definitive Care MGMCR $12.31 ↓ -99%
United VACCN $12.31 ↓ -99%
BCBS MCRPPO $12.56 ↓ -99%
United MCR $12.56 ↓ -99%
BCBS MCRHMO $12.56 ↓ -99%
Aetna MCR $12.62 ↓ -99%
WellCare MCR $12.93 ↓ -99%
Sunshine State MCR $12.93 ↓ -99%
American Health Plan MCR $13.05 ↓ -99%
Align Senior Care MGMCR $13.17 ↓ -98%
Florida Complete Care MCR $13.17 ↓ -98%
Healthspring of Florida MGMGR $13.17 ↓ -98%
Gold Kidney of Florida MCR $13.42 ↓ -98%
Clear Spring Health MCR $13.54 ↓ -98%
Centurion GVT $13.54 ↓ -98%
Ultimate Health Plan MCR $14.16 ↓ -98%
Longevity Health Plan MCR $14.77 ↓ -98%
Oscar HIX $16.62 ↓ -98%
Simply Healthcare HIX $19.20 ↓ -98%
Simply MGMCR $134.90 ↓ -85%
Molina Healthcare MGMCR $166.44 ↓ -81%
AvMed HMOFI $210.24 ↓ -76%
United OptionsPPO $212.87 ↓ -76%
Sunshine State Health Plan QHP $223.38 ↓ -75%
AvMed ASOEO $245.28 ↓ -72%
Aetna ASA $262.80 ↓ -70%
Molina Healthcare HIX $280.32 ↓ -68%
Humana PPO $332.88 ↓ -62%
Humana HMO $332.88 ↓ -62%
United GlobalBenefitPlan $394.20 ↓ -55%
Prime Health Sheriff COMM $438.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $438.00 ↓ -50%
Plotkin Health COMM $438.00 ↓ -50%
AvMed HIXOON $438.00 ↓ -50%
Multiplan Primary $683.28 ↓ -22%
PPO Next PPO $744.60 ↓ -15%
Multiplan Complementary $744.60 ↓ -15%
PPO Next COMM $744.60 ↓ -15%
NovaNet COMM $788.40 ↓ -10%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Ghs semen analysis fert at other Florida hospitals

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